LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,119
−HK$2,704/mo
▼ 0.25% · 3.875%
HK$44,461
−HK$1,362/mo
Today · 4.125%
HK$45,823
baseline
▲ 0.50% · 4.625%
HK$48,612
+HK$2,789/mo
Deposit HK$9.45M · loan HK$9.45M · min. income ≈ HK$91,646/mo (50% DSR)
Upfront cash ≈ HK$10.16M (deposit + AVD stamp duty HK$709,123 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,970
−HK$2,592/mo
▼ 0.25% · 3.875%
HK$49,257
−HK$1,305/mo
Today · 4.125%
HK$50,562
baseline
▲ 0.50% · 4.625%
HK$53,227
+HK$2,665/mo
Deposit HK$9.45M · loan HK$9.45M · min. income ≈ HK$101,124/mo (50% DSR)
Upfront cash ≈ HK$10.16M (deposit + AVD stamp duty HK$709,123 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,743
−HK$3,245/mo
▼ 0.25% · 3.875%
HK$53,353
−HK$1,635/mo
Today · 4.125%
HK$54,988
baseline
▲ 0.50% · 4.625%
HK$58,334
+HK$3,346/mo
Deposit HK$7.56M · loan HK$11.35M · min. income ≈ HK$109,976/mo (50% DSR)
Upfront cash ≈ HK$8.27M (deposit + AVD stamp duty HK$709,123 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,564
−HK$3,110/mo
▼ 0.25% · 3.875%
HK$59,108
−HK$1,566/mo
Today · 4.125%
HK$60,674
baseline
▲ 0.50% · 4.625%
HK$63,872
+HK$3,198/mo
Deposit HK$7.56M · loan HK$11.35M · min. income ≈ HK$121,348/mo (50% DSR)
Upfront cash ≈ HK$8.27M (deposit + AVD stamp duty HK$709,123 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,367
−HK$3,786/mo
▼ 0.25% · 3.875%
HK$62,245
−HK$1,908/mo
Today · 4.125%
HK$64,153
baseline
▲ 0.50% · 4.625%
HK$68,056
+HK$3,903/mo
Deposit HK$5.67M · loan HK$13.24M · min. income ≈ HK$128,306/mo (50% DSR)
Upfront cash ≈ HK$6.38M (deposit + AVD stamp duty HK$709,123 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,158
−HK$3,628/mo
▼ 0.25% · 3.875%
HK$68,959
−HK$1,827/mo
Today · 4.125%
HK$70,786
baseline
▲ 0.50% · 4.625%
HK$74,518
+HK$3,732/mo
Deposit HK$5.67M · loan HK$13.24M · min. income ≈ HK$141,572/mo (50% DSR)
Upfront cash ≈ HK$6.38M (deposit + AVD stamp duty HK$709,123 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,615
−HK$4,867/mo
▼ 0.25% · 3.875%
HK$80,029
−HK$2,453/mo
Today · 4.125%
HK$82,482
baseline
▲ 0.50% · 4.625%
HK$87,501
+HK$5,019/mo
Deposit HK$1.89M · loan HK$17.02M · min. income ≈ HK$164,964/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$709,123 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,346
−HK$4,665/mo
▼ 0.25% · 3.875%
HK$88,662
−HK$2,349/mo
Today · 4.125%
HK$91,011
baseline
▲ 0.50% · 4.625%
HK$95,808
+HK$4,797/mo
Deposit HK$1.89M · loan HK$17.02M · min. income ≈ HK$182,022/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$709,123 · Scale 2, in force from 26 Feb 2026)