LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,121
−HK$2,704/mo
▼ 0.25% · 3.875%
HK$44,462
−HK$1,363/mo
Today · 4.125%
HK$45,825
baseline
▲ 0.50% · 4.625%
HK$48,613
+HK$2,788/mo
Deposit HK$9.46M · loan HK$9.46M · min. income ≈ HK$91,650/mo (50% DSR)
Upfront cash ≈ HK$10.16M (deposit + AVD stamp duty HK$709,144 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,971
−HK$2,592/mo
▼ 0.25% · 3.875%
HK$49,258
−HK$1,305/mo
Today · 4.125%
HK$50,563
baseline
▲ 0.50% · 4.625%
HK$53,228
+HK$2,665/mo
Deposit HK$9.46M · loan HK$9.46M · min. income ≈ HK$101,126/mo (50% DSR)
Upfront cash ≈ HK$10.16M (deposit + AVD stamp duty HK$709,144 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,745
−HK$3,245/mo
▼ 0.25% · 3.875%
HK$53,355
−HK$1,635/mo
Today · 4.125%
HK$54,990
baseline
▲ 0.50% · 4.625%
HK$58,336
+HK$3,346/mo
Deposit HK$7.56M · loan HK$11.35M · min. income ≈ HK$109,980/mo (50% DSR)
Upfront cash ≈ HK$8.27M (deposit + AVD stamp duty HK$709,144 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,566
−HK$3,110/mo
▼ 0.25% · 3.875%
HK$59,110
−HK$1,566/mo
Today · 4.125%
HK$60,676
baseline
▲ 0.50% · 4.625%
HK$63,874
+HK$3,198/mo
Deposit HK$7.56M · loan HK$11.35M · min. income ≈ HK$121,352/mo (50% DSR)
Upfront cash ≈ HK$8.27M (deposit + AVD stamp duty HK$709,144 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,369
−HK$3,786/mo
▼ 0.25% · 3.875%
HK$62,247
−HK$1,908/mo
Today · 4.125%
HK$64,155
baseline
▲ 0.50% · 4.625%
HK$68,058
+HK$3,903/mo
Deposit HK$5.67M · loan HK$13.24M · min. income ≈ HK$128,310/mo (50% DSR)
Upfront cash ≈ HK$6.38M (deposit + AVD stamp duty HK$709,144 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,160
−HK$3,628/mo
▼ 0.25% · 3.875%
HK$68,961
−HK$1,827/mo
Today · 4.125%
HK$70,788
baseline
▲ 0.50% · 4.625%
HK$74,520
+HK$3,732/mo
Deposit HK$5.67M · loan HK$13.24M · min. income ≈ HK$141,576/mo (50% DSR)
Upfront cash ≈ HK$6.38M (deposit + AVD stamp duty HK$709,144 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,617
−HK$4,868/mo
▼ 0.25% · 3.875%
HK$80,032
−HK$2,453/mo
Today · 4.125%
HK$82,485
baseline
▲ 0.50% · 4.625%
HK$87,504
+HK$5,019/mo
Deposit HK$1.89M · loan HK$17.02M · min. income ≈ HK$164,970/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$709,144 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,349
−HK$4,665/mo
▼ 0.25% · 3.875%
HK$88,664
−HK$2,350/mo
Today · 4.125%
HK$91,014
baseline
▲ 0.50% · 4.625%
HK$95,811
+HK$4,797/mo
Deposit HK$1.89M · loan HK$17.02M · min. income ≈ HK$182,028/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$709,144 · Scale 2, in force from 26 Feb 2026)