LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,121
−HK$2,704/mo
▼ 0.25% · 3.875%
HK$44,462
−HK$1,363/mo
Today · 4.125%
HK$45,825
baseline
▲ 0.50% · 4.625%
HK$48,614
+HK$2,789/mo
Deposit HK$9.46M · loan HK$9.46M · min. income ≈ HK$91,650/mo (50% DSR)
Upfront cash ≈ HK$10.16M (deposit + AVD stamp duty HK$709,150 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,972
−HK$2,592/mo
▼ 0.25% · 3.875%
HK$49,258
−HK$1,306/mo
Today · 4.125%
HK$50,564
baseline
▲ 0.50% · 4.625%
HK$53,229
+HK$2,665/mo
Deposit HK$9.46M · loan HK$9.46M · min. income ≈ HK$101,128/mo (50% DSR)
Upfront cash ≈ HK$10.16M (deposit + AVD stamp duty HK$709,150 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,745
−HK$3,245/mo
▼ 0.25% · 3.875%
HK$53,355
−HK$1,635/mo
Today · 4.125%
HK$54,990
baseline
▲ 0.50% · 4.625%
HK$58,336
+HK$3,346/mo
Deposit HK$7.56M · loan HK$11.35M · min. income ≈ HK$109,980/mo (50% DSR)
Upfront cash ≈ HK$8.27M (deposit + AVD stamp duty HK$709,150 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,566
−HK$3,110/mo
▼ 0.25% · 3.875%
HK$59,110
−HK$1,566/mo
Today · 4.125%
HK$60,676
baseline
▲ 0.50% · 4.625%
HK$63,875
+HK$3,199/mo
Deposit HK$7.56M · loan HK$11.35M · min. income ≈ HK$121,352/mo (50% DSR)
Upfront cash ≈ HK$8.27M (deposit + AVD stamp duty HK$709,150 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,370
−HK$3,785/mo
▼ 0.25% · 3.875%
HK$62,247
−HK$1,908/mo
Today · 4.125%
HK$64,155
baseline
▲ 0.50% · 4.625%
HK$68,059
+HK$3,904/mo
Deposit HK$5.67M · loan HK$13.24M · min. income ≈ HK$128,310/mo (50% DSR)
Upfront cash ≈ HK$6.38M (deposit + AVD stamp duty HK$709,150 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,161
−HK$3,628/mo
▼ 0.25% · 3.875%
HK$68,962
−HK$1,827/mo
Today · 4.125%
HK$70,789
baseline
▲ 0.50% · 4.625%
HK$74,520
+HK$3,731/mo
Deposit HK$5.67M · loan HK$13.24M · min. income ≈ HK$141,578/mo (50% DSR)
Upfront cash ≈ HK$6.38M (deposit + AVD stamp duty HK$709,150 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,618
−HK$4,867/mo
▼ 0.25% · 3.875%
HK$80,032
−HK$2,453/mo
Today · 4.125%
HK$82,485
baseline
▲ 0.50% · 4.625%
HK$87,504
+HK$5,019/mo
Deposit HK$1.89M · loan HK$17.02M · min. income ≈ HK$164,970/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$709,150 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,349
−HK$4,665/mo
▼ 0.25% · 3.875%
HK$88,665
−HK$2,349/mo
Today · 4.125%
HK$91,014
baseline
▲ 0.50% · 4.625%
HK$95,812
+HK$4,798/mo
Deposit HK$1.89M · loan HK$17.02M · min. income ≈ HK$182,028/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$709,150 · Scale 2, in force from 26 Feb 2026)