LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,121
−HK$2,705/mo
▼ 0.25% · 3.875%
HK$44,463
−HK$1,363/mo
Today · 4.125%
HK$45,826
baseline
▲ 0.50% · 4.625%
HK$48,614
+HK$2,788/mo
Deposit HK$9.46M · loan HK$9.46M · min. income ≈ HK$91,652/mo (50% DSR)
Upfront cash ≈ HK$10.16M (deposit + AVD stamp duty HK$709,155 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,972
−HK$2,592/mo
▼ 0.25% · 3.875%
HK$49,259
−HK$1,305/mo
Today · 4.125%
HK$50,564
baseline
▲ 0.50% · 4.625%
HK$53,229
+HK$2,665/mo
Deposit HK$9.46M · loan HK$9.46M · min. income ≈ HK$101,128/mo (50% DSR)
Upfront cash ≈ HK$10.16M (deposit + AVD stamp duty HK$709,155 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,746
−HK$3,245/mo
▼ 0.25% · 3.875%
HK$53,355
−HK$1,636/mo
Today · 4.125%
HK$54,991
baseline
▲ 0.50% · 4.625%
HK$58,337
+HK$3,346/mo
Deposit HK$7.56M · loan HK$11.35M · min. income ≈ HK$109,982/mo (50% DSR)
Upfront cash ≈ HK$8.27M (deposit + AVD stamp duty HK$709,155 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,567
−HK$3,110/mo
▼ 0.25% · 3.875%
HK$59,110
−HK$1,567/mo
Today · 4.125%
HK$60,677
baseline
▲ 0.50% · 4.625%
HK$63,875
+HK$3,198/mo
Deposit HK$7.56M · loan HK$11.35M · min. income ≈ HK$121,354/mo (50% DSR)
Upfront cash ≈ HK$8.27M (deposit + AVD stamp duty HK$709,155 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,370
−HK$3,786/mo
▼ 0.25% · 3.875%
HK$62,248
−HK$1,908/mo
Today · 4.125%
HK$64,156
baseline
▲ 0.50% · 4.625%
HK$68,059
+HK$3,903/mo
Deposit HK$5.67M · loan HK$13.24M · min. income ≈ HK$128,312/mo (50% DSR)
Upfront cash ≈ HK$6.38M (deposit + AVD stamp duty HK$709,155 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,161
−HK$3,629/mo
▼ 0.25% · 3.875%
HK$68,962
−HK$1,828/mo
Today · 4.125%
HK$70,790
baseline
▲ 0.50% · 4.625%
HK$74,521
+HK$3,731/mo
Deposit HK$5.67M · loan HK$13.24M · min. income ≈ HK$141,580/mo (50% DSR)
Upfront cash ≈ HK$6.38M (deposit + AVD stamp duty HK$709,155 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,619
−HK$4,867/mo
▼ 0.25% · 3.875%
HK$80,033
−HK$2,453/mo
Today · 4.125%
HK$82,486
baseline
▲ 0.50% · 4.625%
HK$87,505
+HK$5,019/mo
Deposit HK$1.89M · loan HK$17.02M · min. income ≈ HK$164,972/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$709,155 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,350
−HK$4,665/mo
▼ 0.25% · 3.875%
HK$88,666
−HK$2,349/mo
Today · 4.125%
HK$91,015
baseline
▲ 0.50% · 4.625%
HK$95,813
+HK$4,798/mo
Deposit HK$1.89M · loan HK$17.02M · min. income ≈ HK$182,030/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$709,155 · Scale 2, in force from 26 Feb 2026)