LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,122
−HK$2,704/mo
▼ 0.25% · 3.875%
HK$44,463
−HK$1,363/mo
Today · 4.125%
HK$45,826
baseline
▲ 0.50% · 4.625%
HK$48,614
+HK$2,788/mo
Deposit HK$9.46M · loan HK$9.46M · min. income ≈ HK$91,652/mo (50% DSR)
Upfront cash ≈ HK$10.16M (deposit + AVD stamp duty HK$709,160 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,973
−HK$2,591/mo
▼ 0.25% · 3.875%
HK$49,259
−HK$1,305/mo
Today · 4.125%
HK$50,564
baseline
▲ 0.50% · 4.625%
HK$53,230
+HK$2,666/mo
Deposit HK$9.46M · loan HK$9.46M · min. income ≈ HK$101,128/mo (50% DSR)
Upfront cash ≈ HK$10.16M (deposit + AVD stamp duty HK$709,160 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,746
−HK$3,245/mo
▼ 0.25% · 3.875%
HK$53,356
−HK$1,635/mo
Today · 4.125%
HK$54,991
baseline
▲ 0.50% · 4.625%
HK$58,337
+HK$3,346/mo
Deposit HK$7.56M · loan HK$11.35M · min. income ≈ HK$109,982/mo (50% DSR)
Upfront cash ≈ HK$8.27M (deposit + AVD stamp duty HK$709,160 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,567
−HK$3,110/mo
▼ 0.25% · 3.875%
HK$59,111
−HK$1,566/mo
Today · 4.125%
HK$60,677
baseline
▲ 0.50% · 4.625%
HK$63,876
+HK$3,199/mo
Deposit HK$7.56M · loan HK$11.35M · min. income ≈ HK$121,354/mo (50% DSR)
Upfront cash ≈ HK$8.27M (deposit + AVD stamp duty HK$709,160 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,370
−HK$3,786/mo
▼ 0.25% · 3.875%
HK$62,248
−HK$1,908/mo
Today · 4.125%
HK$64,156
baseline
▲ 0.50% · 4.625%
HK$68,060
+HK$3,904/mo
Deposit HK$5.67M · loan HK$13.24M · min. income ≈ HK$128,312/mo (50% DSR)
Upfront cash ≈ HK$6.38M (deposit + AVD stamp duty HK$709,160 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,162
−HK$3,628/mo
▼ 0.25% · 3.875%
HK$68,963
−HK$1,827/mo
Today · 4.125%
HK$70,790
baseline
▲ 0.50% · 4.625%
HK$74,522
+HK$3,732/mo
Deposit HK$5.67M · loan HK$13.24M · min. income ≈ HK$141,580/mo (50% DSR)
Upfront cash ≈ HK$6.38M (deposit + AVD stamp duty HK$709,160 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,619
−HK$4,868/mo
▼ 0.25% · 3.875%
HK$80,034
−HK$2,453/mo
Today · 4.125%
HK$82,487
baseline
▲ 0.50% · 4.625%
HK$87,506
+HK$5,019/mo
Deposit HK$1.89M · loan HK$17.02M · min. income ≈ HK$164,974/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$709,160 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,351
−HK$4,665/mo
▼ 0.25% · 3.875%
HK$88,666
−HK$2,350/mo
Today · 4.125%
HK$91,016
baseline
▲ 0.50% · 4.625%
HK$95,813
+HK$4,797/mo
Deposit HK$1.89M · loan HK$17.02M · min. income ≈ HK$182,032/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$709,160 · Scale 2, in force from 26 Feb 2026)