LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,123
−HK$2,704/mo
▼ 0.25% · 3.875%
HK$44,464
−HK$1,363/mo
Today · 4.125%
HK$45,827
baseline
▲ 0.50% · 4.625%
HK$48,616
+HK$2,789/mo
Deposit HK$9.46M · loan HK$9.46M · min. income ≈ HK$91,654/mo (50% DSR)
Upfront cash ≈ HK$10.16M (deposit + AVD stamp duty HK$709,181 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,974
−HK$2,592/mo
▼ 0.25% · 3.875%
HK$49,261
−HK$1,305/mo
Today · 4.125%
HK$50,566
baseline
▲ 0.50% · 4.625%
HK$53,231
+HK$2,665/mo
Deposit HK$9.46M · loan HK$9.46M · min. income ≈ HK$101,132/mo (50% DSR)
Upfront cash ≈ HK$10.16M (deposit + AVD stamp duty HK$709,181 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,748
−HK$3,245/mo
▼ 0.25% · 3.875%
HK$53,357
−HK$1,636/mo
Today · 4.125%
HK$54,993
baseline
▲ 0.50% · 4.625%
HK$58,339
+HK$3,346/mo
Deposit HK$7.56M · loan HK$11.35M · min. income ≈ HK$109,986/mo (50% DSR)
Upfront cash ≈ HK$8.27M (deposit + AVD stamp duty HK$709,181 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,569
−HK$3,110/mo
▼ 0.25% · 3.875%
HK$59,113
−HK$1,566/mo
Today · 4.125%
HK$60,679
baseline
▲ 0.50% · 4.625%
HK$63,877
+HK$3,198/mo
Deposit HK$7.56M · loan HK$11.35M · min. income ≈ HK$121,358/mo (50% DSR)
Upfront cash ≈ HK$8.27M (deposit + AVD stamp duty HK$709,181 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,372
−HK$3,786/mo
▼ 0.25% · 3.875%
HK$62,250
−HK$1,908/mo
Today · 4.125%
HK$64,158
baseline
▲ 0.50% · 4.625%
HK$68,062
+HK$3,904/mo
Deposit HK$5.67M · loan HK$13.24M · min. income ≈ HK$128,316/mo (50% DSR)
Upfront cash ≈ HK$6.38M (deposit + AVD stamp duty HK$709,181 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,164
−HK$3,628/mo
▼ 0.25% · 3.875%
HK$68,965
−HK$1,827/mo
Today · 4.125%
HK$70,792
baseline
▲ 0.50% · 4.625%
HK$74,524
+HK$3,732/mo
Deposit HK$5.67M · loan HK$13.24M · min. income ≈ HK$141,584/mo (50% DSR)
Upfront cash ≈ HK$6.38M (deposit + AVD stamp duty HK$709,181 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,621
−HK$4,868/mo
▼ 0.25% · 3.875%
HK$80,036
−HK$2,453/mo
Today · 4.125%
HK$82,489
baseline
▲ 0.50% · 4.625%
HK$87,508
+HK$5,019/mo
Deposit HK$1.89M · loan HK$17.02M · min. income ≈ HK$164,978/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$709,181 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,353
−HK$4,666/mo
▼ 0.25% · 3.875%
HK$88,669
−HK$2,350/mo
Today · 4.125%
HK$91,019
baseline
▲ 0.50% · 4.625%
HK$95,816
+HK$4,797/mo
Deposit HK$1.89M · loan HK$17.02M · min. income ≈ HK$182,038/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$709,181 · Scale 2, in force from 26 Feb 2026)