LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,124
−HK$2,704/mo
▼ 0.25% · 3.875%
HK$44,465
−HK$1,363/mo
Today · 4.125%
HK$45,828
baseline
▲ 0.50% · 4.625%
HK$48,617
+HK$2,789/mo
Deposit HK$9.46M · loan HK$9.46M · min. income ≈ HK$91,656/mo (50% DSR)
Upfront cash ≈ HK$10.17M (deposit + AVD stamp duty HK$709,194 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,975
−HK$2,592/mo
▼ 0.25% · 3.875%
HK$49,261
−HK$1,306/mo
Today · 4.125%
HK$50,567
baseline
▲ 0.50% · 4.625%
HK$53,232
+HK$2,665/mo
Deposit HK$9.46M · loan HK$9.46M · min. income ≈ HK$101,134/mo (50% DSR)
Upfront cash ≈ HK$10.17M (deposit + AVD stamp duty HK$709,194 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,749
−HK$3,245/mo
▼ 0.25% · 3.875%
HK$53,358
−HK$1,636/mo
Today · 4.125%
HK$54,994
baseline
▲ 0.50% · 4.625%
HK$58,340
+HK$3,346/mo
Deposit HK$7.56M · loan HK$11.35M · min. income ≈ HK$109,988/mo (50% DSR)
Upfront cash ≈ HK$8.27M (deposit + AVD stamp duty HK$709,194 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,570
−HK$3,110/mo
▼ 0.25% · 3.875%
HK$59,114
−HK$1,566/mo
Today · 4.125%
HK$60,680
baseline
▲ 0.50% · 4.625%
HK$63,879
+HK$3,199/mo
Deposit HK$7.56M · loan HK$11.35M · min. income ≈ HK$121,360/mo (50% DSR)
Upfront cash ≈ HK$8.27M (deposit + AVD stamp duty HK$709,194 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,373
−HK$3,786/mo
▼ 0.25% · 3.875%
HK$62,251
−HK$1,908/mo
Today · 4.125%
HK$64,159
baseline
▲ 0.50% · 4.625%
HK$68,063
+HK$3,904/mo
Deposit HK$5.67M · loan HK$13.24M · min. income ≈ HK$128,318/mo (50% DSR)
Upfront cash ≈ HK$6.38M (deposit + AVD stamp duty HK$709,194 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,165
−HK$3,628/mo
▼ 0.25% · 3.875%
HK$68,966
−HK$1,827/mo
Today · 4.125%
HK$70,793
baseline
▲ 0.50% · 4.625%
HK$74,525
+HK$3,732/mo
Deposit HK$5.67M · loan HK$13.24M · min. income ≈ HK$141,586/mo (50% DSR)
Upfront cash ≈ HK$6.38M (deposit + AVD stamp duty HK$709,194 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,623
−HK$4,867/mo
▼ 0.25% · 3.875%
HK$80,037
−HK$2,453/mo
Today · 4.125%
HK$82,490
baseline
▲ 0.50% · 4.625%
HK$87,510
+HK$5,020/mo
Deposit HK$1.89M · loan HK$17.02M · min. income ≈ HK$164,980/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$709,194 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,355
−HK$4,665/mo
▼ 0.25% · 3.875%
HK$88,671
−HK$2,349/mo
Today · 4.125%
HK$91,020
baseline
▲ 0.50% · 4.625%
HK$95,818
+HK$4,798/mo
Deposit HK$1.89M · loan HK$17.02M · min. income ≈ HK$182,040/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$709,194 · Scale 2, in force from 26 Feb 2026)