LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,124
−HK$2,705/mo
▼ 0.25% · 3.875%
HK$44,466
−HK$1,363/mo
Today · 4.125%
HK$45,829
baseline
▲ 0.50% · 4.625%
HK$48,617
+HK$2,788/mo
Deposit HK$9.46M · loan HK$9.46M · min. income ≈ HK$91,658/mo (50% DSR)
Upfront cash ≈ HK$10.17M (deposit + AVD stamp duty HK$709,202 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,975
−HK$2,592/mo
▼ 0.25% · 3.875%
HK$49,262
−HK$1,305/mo
Today · 4.125%
HK$50,567
baseline
▲ 0.50% · 4.625%
HK$53,233
+HK$2,666/mo
Deposit HK$9.46M · loan HK$9.46M · min. income ≈ HK$101,134/mo (50% DSR)
Upfront cash ≈ HK$10.17M (deposit + AVD stamp duty HK$709,202 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,749
−HK$3,245/mo
▼ 0.25% · 3.875%
HK$53,359
−HK$1,635/mo
Today · 4.125%
HK$54,994
baseline
▲ 0.50% · 4.625%
HK$58,341
+HK$3,347/mo
Deposit HK$7.56M · loan HK$11.35M · min. income ≈ HK$109,988/mo (50% DSR)
Upfront cash ≈ HK$8.27M (deposit + AVD stamp duty HK$709,202 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,570
−HK$3,111/mo
▼ 0.25% · 3.875%
HK$59,114
−HK$1,567/mo
Today · 4.125%
HK$60,681
baseline
▲ 0.50% · 4.625%
HK$63,879
+HK$3,198/mo
Deposit HK$7.56M · loan HK$11.35M · min. income ≈ HK$121,362/mo (50% DSR)
Upfront cash ≈ HK$8.27M (deposit + AVD stamp duty HK$709,202 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,374
−HK$3,786/mo
▼ 0.25% · 3.875%
HK$62,252
−HK$1,908/mo
Today · 4.125%
HK$64,160
baseline
▲ 0.50% · 4.625%
HK$68,064
+HK$3,904/mo
Deposit HK$5.67M · loan HK$13.24M · min. income ≈ HK$128,320/mo (50% DSR)
Upfront cash ≈ HK$6.38M (deposit + AVD stamp duty HK$709,202 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,166
−HK$3,628/mo
▼ 0.25% · 3.875%
HK$68,967
−HK$1,827/mo
Today · 4.125%
HK$70,794
baseline
▲ 0.50% · 4.625%
HK$74,526
+HK$3,732/mo
Deposit HK$5.67M · loan HK$13.24M · min. income ≈ HK$141,588/mo (50% DSR)
Upfront cash ≈ HK$6.38M (deposit + AVD stamp duty HK$709,202 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,624
−HK$4,867/mo
▼ 0.25% · 3.875%
HK$80,038
−HK$2,453/mo
Today · 4.125%
HK$82,491
baseline
▲ 0.50% · 4.625%
HK$87,511
+HK$5,020/mo
Deposit HK$1.89M · loan HK$17.02M · min. income ≈ HK$164,982/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$709,202 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,356
−HK$4,665/mo
▼ 0.25% · 3.875%
HK$88,672
−HK$2,349/mo
Today · 4.125%
HK$91,021
baseline
▲ 0.50% · 4.625%
HK$95,819
+HK$4,798/mo
Deposit HK$1.89M · loan HK$17.02M · min. income ≈ HK$182,042/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$709,202 · Scale 2, in force from 26 Feb 2026)