LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,125
−HK$2,705/mo
▼ 0.25% · 3.875%
HK$44,467
−HK$1,363/mo
Today · 4.125%
HK$45,830
baseline
▲ 0.50% · 4.625%
HK$48,618
+HK$2,788/mo
Deposit HK$9.46M · loan HK$9.46M · min. income ≈ HK$91,660/mo (50% DSR)
Upfront cash ≈ HK$10.17M (deposit + AVD stamp duty HK$709,218 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,976
−HK$2,592/mo
▼ 0.25% · 3.875%
HK$49,263
−HK$1,305/mo
Today · 4.125%
HK$50,568
baseline
▲ 0.50% · 4.625%
HK$53,234
+HK$2,666/mo
Deposit HK$9.46M · loan HK$9.46M · min. income ≈ HK$101,136/mo (50% DSR)
Upfront cash ≈ HK$10.17M (deposit + AVD stamp duty HK$709,218 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,750
−HK$3,246/mo
▼ 0.25% · 3.875%
HK$53,360
−HK$1,636/mo
Today · 4.125%
HK$54,996
baseline
▲ 0.50% · 4.625%
HK$58,342
+HK$3,346/mo
Deposit HK$7.56M · loan HK$11.35M · min. income ≈ HK$109,992/mo (50% DSR)
Upfront cash ≈ HK$8.27M (deposit + AVD stamp duty HK$709,218 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,572
−HK$3,110/mo
▼ 0.25% · 3.875%
HK$59,116
−HK$1,566/mo
Today · 4.125%
HK$60,682
baseline
▲ 0.50% · 4.625%
HK$63,881
+HK$3,199/mo
Deposit HK$7.56M · loan HK$11.35M · min. income ≈ HK$121,364/mo (50% DSR)
Upfront cash ≈ HK$8.27M (deposit + AVD stamp duty HK$709,218 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,375
−HK$3,786/mo
▼ 0.25% · 3.875%
HK$62,253
−HK$1,908/mo
Today · 4.125%
HK$64,161
baseline
▲ 0.50% · 4.625%
HK$68,066
+HK$3,905/mo
Deposit HK$5.67M · loan HK$13.24M · min. income ≈ HK$128,322/mo (50% DSR)
Upfront cash ≈ HK$6.38M (deposit + AVD stamp duty HK$709,218 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,167
−HK$3,629/mo
▼ 0.25% · 3.875%
HK$68,968
−HK$1,828/mo
Today · 4.125%
HK$70,796
baseline
▲ 0.50% · 4.625%
HK$74,528
+HK$3,732/mo
Deposit HK$5.67M · loan HK$13.24M · min. income ≈ HK$141,592/mo (50% DSR)
Upfront cash ≈ HK$6.38M (deposit + AVD stamp duty HK$709,218 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,626
−HK$4,867/mo
▼ 0.25% · 3.875%
HK$80,040
−HK$2,453/mo
Today · 4.125%
HK$82,493
baseline
▲ 0.50% · 4.625%
HK$87,513
+HK$5,020/mo
Deposit HK$1.89M · loan HK$17.02M · min. income ≈ HK$164,986/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$709,218 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,358
−HK$4,665/mo
▼ 0.25% · 3.875%
HK$88,674
−HK$2,349/mo
Today · 4.125%
HK$91,023
baseline
▲ 0.50% · 4.625%
HK$95,821
+HK$4,798/mo
Deposit HK$1.89M · loan HK$17.02M · min. income ≈ HK$182,046/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$709,218 · Scale 2, in force from 26 Feb 2026)