LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,130
−HK$2,705/mo
▼ 0.25% · 3.875%
HK$44,472
−HK$1,363/mo
Today · 4.125%
HK$45,835
baseline
▲ 0.50% · 4.625%
HK$48,624
+HK$2,789/mo
Deposit HK$9.46M · loan HK$9.46M · min. income ≈ HK$91,670/mo (50% DSR)
Upfront cash ≈ HK$10.17M (deposit + AVD stamp duty HK$709,301 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,982
−HK$2,592/mo
▼ 0.25% · 3.875%
HK$49,269
−HK$1,305/mo
Today · 4.125%
HK$50,574
baseline
▲ 0.50% · 4.625%
HK$53,240
+HK$2,666/mo
Deposit HK$9.46M · loan HK$9.46M · min. income ≈ HK$101,148/mo (50% DSR)
Upfront cash ≈ HK$10.17M (deposit + AVD stamp duty HK$709,301 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,756
−HK$3,246/mo
▼ 0.25% · 3.875%
HK$53,366
−HK$1,636/mo
Today · 4.125%
HK$55,002
baseline
▲ 0.50% · 4.625%
HK$58,349
+HK$3,347/mo
Deposit HK$7.57M · loan HK$11.35M · min. income ≈ HK$110,004/mo (50% DSR)
Upfront cash ≈ HK$8.28M (deposit + AVD stamp duty HK$709,301 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,578
−HK$3,111/mo
▼ 0.25% · 3.875%
HK$59,123
−HK$1,566/mo
Today · 4.125%
HK$60,689
baseline
▲ 0.50% · 4.625%
HK$63,888
+HK$3,199/mo
Deposit HK$7.57M · loan HK$11.35M · min. income ≈ HK$121,378/mo (50% DSR)
Upfront cash ≈ HK$8.28M (deposit + AVD stamp duty HK$709,301 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,382
−HK$3,787/mo
▼ 0.25% · 3.875%
HK$62,261
−HK$1,908/mo
Today · 4.125%
HK$64,169
baseline
▲ 0.50% · 4.625%
HK$68,074
+HK$3,905/mo
Deposit HK$5.67M · loan HK$13.24M · min. income ≈ HK$128,338/mo (50% DSR)
Upfront cash ≈ HK$6.38M (deposit + AVD stamp duty HK$709,301 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,175
−HK$3,629/mo
▼ 0.25% · 3.875%
HK$68,977
−HK$1,827/mo
Today · 4.125%
HK$70,804
baseline
▲ 0.50% · 4.625%
HK$74,536
+HK$3,732/mo
Deposit HK$5.67M · loan HK$13.24M · min. income ≈ HK$141,608/mo (50% DSR)
Upfront cash ≈ HK$6.38M (deposit + AVD stamp duty HK$709,301 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,635
−HK$4,868/mo
▼ 0.25% · 3.875%
HK$80,049
−HK$2,454/mo
Today · 4.125%
HK$82,503
baseline
▲ 0.50% · 4.625%
HK$87,523
+HK$5,020/mo
Deposit HK$1.89M · loan HK$17.02M · min. income ≈ HK$165,006/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$709,301 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,368
−HK$4,666/mo
▼ 0.25% · 3.875%
HK$88,684
−HK$2,350/mo
Today · 4.125%
HK$91,034
baseline
▲ 0.50% · 4.625%
HK$95,832
+HK$4,798/mo
Deposit HK$1.89M · loan HK$17.02M · min. income ≈ HK$182,068/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$709,301 · Scale 2, in force from 26 Feb 2026)