LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,131
−HK$2,705/mo
▼ 0.25% · 3.875%
HK$44,473
−HK$1,363/mo
Today · 4.125%
HK$45,836
baseline
▲ 0.50% · 4.625%
HK$48,625
+HK$2,789/mo
Deposit HK$9.46M · loan HK$9.46M · min. income ≈ HK$91,672/mo (50% DSR)
Upfront cash ≈ HK$10.17M (deposit + AVD stamp duty HK$709,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,983
−HK$2,592/mo
▼ 0.25% · 3.875%
HK$49,270
−HK$1,305/mo
Today · 4.125%
HK$50,575
baseline
▲ 0.50% · 4.625%
HK$53,241
+HK$2,666/mo
Deposit HK$9.46M · loan HK$9.46M · min. income ≈ HK$101,150/mo (50% DSR)
Upfront cash ≈ HK$10.17M (deposit + AVD stamp duty HK$709,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,757
−HK$3,246/mo
▼ 0.25% · 3.875%
HK$53,367
−HK$1,636/mo
Today · 4.125%
HK$55,003
baseline
▲ 0.50% · 4.625%
HK$58,350
+HK$3,347/mo
Deposit HK$7.57M · loan HK$11.35M · min. income ≈ HK$110,006/mo (50% DSR)
Upfront cash ≈ HK$8.28M (deposit + AVD stamp duty HK$709,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,579
−HK$3,111/mo
▼ 0.25% · 3.875%
HK$59,124
−HK$1,566/mo
Today · 4.125%
HK$60,690
baseline
▲ 0.50% · 4.625%
HK$63,889
+HK$3,199/mo
Deposit HK$7.57M · loan HK$11.35M · min. income ≈ HK$121,380/mo (50% DSR)
Upfront cash ≈ HK$8.28M (deposit + AVD stamp duty HK$709,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,383
−HK$3,787/mo
▼ 0.25% · 3.875%
HK$62,262
−HK$1,908/mo
Today · 4.125%
HK$64,170
baseline
▲ 0.50% · 4.625%
HK$68,074
+HK$3,904/mo
Deposit HK$5.67M · loan HK$13.24M · min. income ≈ HK$128,340/mo (50% DSR)
Upfront cash ≈ HK$6.38M (deposit + AVD stamp duty HK$709,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,176
−HK$3,629/mo
▼ 0.25% · 3.875%
HK$68,977
−HK$1,828/mo
Today · 4.125%
HK$70,805
baseline
▲ 0.50% · 4.625%
HK$74,537
+HK$3,732/mo
Deposit HK$5.67M · loan HK$13.24M · min. income ≈ HK$141,610/mo (50% DSR)
Upfront cash ≈ HK$6.38M (deposit + AVD stamp duty HK$709,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,636
−HK$4,868/mo
▼ 0.25% · 3.875%
HK$80,051
−HK$2,453/mo
Today · 4.125%
HK$82,504
baseline
▲ 0.50% · 4.625%
HK$87,524
+HK$5,020/mo
Deposit HK$1.89M · loan HK$17.02M · min. income ≈ HK$165,008/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$709,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,369
−HK$4,666/mo
▼ 0.25% · 3.875%
HK$88,685
−HK$2,350/mo
Today · 4.125%
HK$91,035
baseline
▲ 0.50% · 4.625%
HK$95,834
+HK$4,799/mo
Deposit HK$1.89M · loan HK$17.02M · min. income ≈ HK$182,070/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$709,311 · Scale 2, in force from 26 Feb 2026)