LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,132
−HK$2,704/mo
▼ 0.25% · 3.875%
HK$44,473
−HK$1,363/mo
Today · 4.125%
HK$45,836
baseline
▲ 0.50% · 4.625%
HK$48,625
+HK$2,789/mo
Deposit HK$9.46M · loan HK$9.46M · min. income ≈ HK$91,672/mo (50% DSR)
Upfront cash ≈ HK$10.17M (deposit + AVD stamp duty HK$709,324 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,984
−HK$2,592/mo
▼ 0.25% · 3.875%
HK$49,270
−HK$1,306/mo
Today · 4.125%
HK$50,576
baseline
▲ 0.50% · 4.625%
HK$53,242
+HK$2,666/mo
Deposit HK$9.46M · loan HK$9.46M · min. income ≈ HK$101,152/mo (50% DSR)
Upfront cash ≈ HK$10.17M (deposit + AVD stamp duty HK$709,324 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,758
−HK$3,246/mo
▼ 0.25% · 3.875%
HK$53,368
−HK$1,636/mo
Today · 4.125%
HK$55,004
baseline
▲ 0.50% · 4.625%
HK$58,351
+HK$3,347/mo
Deposit HK$7.57M · loan HK$11.35M · min. income ≈ HK$110,008/mo (50% DSR)
Upfront cash ≈ HK$8.28M (deposit + AVD stamp duty HK$709,324 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,580
−HK$3,111/mo
▼ 0.25% · 3.875%
HK$59,125
−HK$1,566/mo
Today · 4.125%
HK$60,691
baseline
▲ 0.50% · 4.625%
HK$63,890
+HK$3,199/mo
Deposit HK$7.57M · loan HK$11.35M · min. income ≈ HK$121,382/mo (50% DSR)
Upfront cash ≈ HK$8.28M (deposit + AVD stamp duty HK$709,324 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,384
−HK$3,787/mo
▼ 0.25% · 3.875%
HK$62,263
−HK$1,908/mo
Today · 4.125%
HK$64,171
baseline
▲ 0.50% · 4.625%
HK$68,076
+HK$3,905/mo
Deposit HK$5.67M · loan HK$13.24M · min. income ≈ HK$128,342/mo (50% DSR)
Upfront cash ≈ HK$6.38M (deposit + AVD stamp duty HK$709,324 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,177
−HK$3,629/mo
▼ 0.25% · 3.875%
HK$68,979
−HK$1,827/mo
Today · 4.125%
HK$70,806
baseline
▲ 0.50% · 4.625%
HK$74,539
+HK$3,733/mo
Deposit HK$5.67M · loan HK$13.24M · min. income ≈ HK$141,612/mo (50% DSR)
Upfront cash ≈ HK$6.38M (deposit + AVD stamp duty HK$709,324 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,637
−HK$4,869/mo
▼ 0.25% · 3.875%
HK$80,052
−HK$2,454/mo
Today · 4.125%
HK$82,506
baseline
▲ 0.50% · 4.625%
HK$87,526
+HK$5,020/mo
Deposit HK$1.89M · loan HK$17.02M · min. income ≈ HK$165,012/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$709,324 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,370
−HK$4,667/mo
▼ 0.25% · 3.875%
HK$88,687
−HK$2,350/mo
Today · 4.125%
HK$91,037
baseline
▲ 0.50% · 4.625%
HK$95,835
+HK$4,798/mo
Deposit HK$1.89M · loan HK$17.02M · min. income ≈ HK$182,074/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$709,324 · Scale 2, in force from 26 Feb 2026)