LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,134
−HK$2,705/mo
▼ 0.25% · 3.875%
HK$44,476
−HK$1,363/mo
Today · 4.125%
HK$45,839
baseline
▲ 0.50% · 4.625%
HK$48,628
+HK$2,789/mo
Deposit HK$9.46M · loan HK$9.46M · min. income ≈ HK$91,678/mo (50% DSR)
Upfront cash ≈ HK$10.17M (deposit + AVD stamp duty HK$709,367 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,986
−HK$2,593/mo
▼ 0.25% · 3.875%
HK$49,273
−HK$1,306/mo
Today · 4.125%
HK$50,579
baseline
▲ 0.50% · 4.625%
HK$53,245
+HK$2,666/mo
Deposit HK$9.46M · loan HK$9.46M · min. income ≈ HK$101,158/mo (50% DSR)
Upfront cash ≈ HK$10.17M (deposit + AVD stamp duty HK$709,367 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,761
−HK$3,246/mo
▼ 0.25% · 3.875%
HK$53,371
−HK$1,636/mo
Today · 4.125%
HK$55,007
baseline
▲ 0.50% · 4.625%
HK$58,354
+HK$3,347/mo
Deposit HK$7.57M · loan HK$11.35M · min. income ≈ HK$110,014/mo (50% DSR)
Upfront cash ≈ HK$8.28M (deposit + AVD stamp duty HK$709,367 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,584
−HK$3,111/mo
▼ 0.25% · 3.875%
HK$59,128
−HK$1,567/mo
Today · 4.125%
HK$60,695
baseline
▲ 0.50% · 4.625%
HK$63,894
+HK$3,199/mo
Deposit HK$7.57M · loan HK$11.35M · min. income ≈ HK$121,390/mo (50% DSR)
Upfront cash ≈ HK$8.28M (deposit + AVD stamp duty HK$709,367 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,388
−HK$3,787/mo
▼ 0.25% · 3.875%
HK$62,266
−HK$1,909/mo
Today · 4.125%
HK$64,175
baseline
▲ 0.50% · 4.625%
HK$68,080
+HK$3,905/mo
Deposit HK$5.67M · loan HK$13.24M · min. income ≈ HK$128,350/mo (50% DSR)
Upfront cash ≈ HK$6.38M (deposit + AVD stamp duty HK$709,367 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,181
−HK$3,630/mo
▼ 0.25% · 3.875%
HK$68,983
−HK$1,828/mo
Today · 4.125%
HK$70,811
baseline
▲ 0.50% · 4.625%
HK$74,543
+HK$3,732/mo
Deposit HK$5.67M · loan HK$13.24M · min. income ≈ HK$141,622/mo (50% DSR)
Upfront cash ≈ HK$6.38M (deposit + AVD stamp duty HK$709,367 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,642
−HK$4,869/mo
▼ 0.25% · 3.875%
HK$80,057
−HK$2,454/mo
Today · 4.125%
HK$82,511
baseline
▲ 0.50% · 4.625%
HK$87,531
+HK$5,020/mo
Deposit HK$1.89M · loan HK$17.02M · min. income ≈ HK$165,022/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$709,367 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,376
−HK$4,666/mo
▼ 0.25% · 3.875%
HK$88,692
−HK$2,350/mo
Today · 4.125%
HK$91,042
baseline
▲ 0.50% · 4.625%
HK$95,841
+HK$4,799/mo
Deposit HK$1.89M · loan HK$17.02M · min. income ≈ HK$182,084/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$709,367 · Scale 2, in force from 26 Feb 2026)