LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,136
−HK$2,706/mo
▼ 0.25% · 3.875%
HK$44,478
−HK$1,364/mo
Today · 4.125%
HK$45,842
baseline
▲ 0.50% · 4.625%
HK$48,631
+HK$2,789/mo
Deposit HK$9.46M · loan HK$9.46M · min. income ≈ HK$91,684/mo (50% DSR)
Upfront cash ≈ HK$10.17M (deposit + AVD stamp duty HK$709,402 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,989
−HK$2,593/mo
▼ 0.25% · 3.875%
HK$49,276
−HK$1,306/mo
Today · 4.125%
HK$50,582
baseline
▲ 0.50% · 4.625%
HK$53,248
+HK$2,666/mo
Deposit HK$9.46M · loan HK$9.46M · min. income ≈ HK$101,164/mo (50% DSR)
Upfront cash ≈ HK$10.17M (deposit + AVD stamp duty HK$709,402 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,764
−HK$3,246/mo
▼ 0.25% · 3.875%
HK$53,374
−HK$1,636/mo
Today · 4.125%
HK$55,010
baseline
▲ 0.50% · 4.625%
HK$58,357
+HK$3,347/mo
Deposit HK$7.57M · loan HK$11.35M · min. income ≈ HK$110,020/mo (50% DSR)
Upfront cash ≈ HK$8.28M (deposit + AVD stamp duty HK$709,402 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,587
−HK$3,111/mo
▼ 0.25% · 3.875%
HK$59,131
−HK$1,567/mo
Today · 4.125%
HK$60,698
baseline
▲ 0.50% · 4.625%
HK$63,897
+HK$3,199/mo
Deposit HK$7.57M · loan HK$11.35M · min. income ≈ HK$121,396/mo (50% DSR)
Upfront cash ≈ HK$8.28M (deposit + AVD stamp duty HK$709,402 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,391
−HK$3,787/mo
▼ 0.25% · 3.875%
HK$62,270
−HK$1,908/mo
Today · 4.125%
HK$64,178
baseline
▲ 0.50% · 4.625%
HK$68,083
+HK$3,905/mo
Deposit HK$5.68M · loan HK$13.24M · min. income ≈ HK$128,356/mo (50% DSR)
Upfront cash ≈ HK$6.38M (deposit + AVD stamp duty HK$709,402 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,184
−HK$3,630/mo
▼ 0.25% · 3.875%
HK$68,986
−HK$1,828/mo
Today · 4.125%
HK$70,814
baseline
▲ 0.50% · 4.625%
HK$74,547
+HK$3,733/mo
Deposit HK$5.68M · loan HK$13.24M · min. income ≈ HK$141,628/mo (50% DSR)
Upfront cash ≈ HK$6.38M (deposit + AVD stamp duty HK$709,402 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,646
−HK$4,869/mo
▼ 0.25% · 3.875%
HK$80,061
−HK$2,454/mo
Today · 4.125%
HK$82,515
baseline
▲ 0.50% · 4.625%
HK$87,536
+HK$5,021/mo
Deposit HK$1.89M · loan HK$17.03M · min. income ≈ HK$165,030/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$709,402 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,380
−HK$4,667/mo
▼ 0.25% · 3.875%
HK$88,697
−HK$2,350/mo
Today · 4.125%
HK$91,047
baseline
▲ 0.50% · 4.625%
HK$95,846
+HK$4,799/mo
Deposit HK$1.89M · loan HK$17.03M · min. income ≈ HK$182,094/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$709,402 · Scale 2, in force from 26 Feb 2026)