LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,138
−HK$2,705/mo
▼ 0.25% · 3.875%
HK$44,480
−HK$1,363/mo
Today · 4.125%
HK$45,843
baseline
▲ 0.50% · 4.625%
HK$48,632
+HK$2,789/mo
Deposit HK$9.46M · loan HK$9.46M · min. income ≈ HK$91,686/mo (50% DSR)
Upfront cash ≈ HK$10.17M (deposit + AVD stamp duty HK$709,425 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,990
−HK$2,593/mo
▼ 0.25% · 3.875%
HK$49,278
−HK$1,305/mo
Today · 4.125%
HK$50,583
baseline
▲ 0.50% · 4.625%
HK$53,250
+HK$2,667/mo
Deposit HK$9.46M · loan HK$9.46M · min. income ≈ HK$101,166/mo (50% DSR)
Upfront cash ≈ HK$10.17M (deposit + AVD stamp duty HK$709,425 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,765
−HK$3,247/mo
▼ 0.25% · 3.875%
HK$53,376
−HK$1,636/mo
Today · 4.125%
HK$55,012
baseline
▲ 0.50% · 4.625%
HK$58,359
+HK$3,347/mo
Deposit HK$7.57M · loan HK$11.35M · min. income ≈ HK$110,024/mo (50% DSR)
Upfront cash ≈ HK$8.28M (deposit + AVD stamp duty HK$709,425 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,589
−HK$3,111/mo
▼ 0.25% · 3.875%
HK$59,133
−HK$1,567/mo
Today · 4.125%
HK$60,700
baseline
▲ 0.50% · 4.625%
HK$63,899
+HK$3,199/mo
Deposit HK$7.57M · loan HK$11.35M · min. income ≈ HK$121,400/mo (50% DSR)
Upfront cash ≈ HK$8.28M (deposit + AVD stamp duty HK$709,425 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,393
−HK$3,787/mo
▼ 0.25% · 3.875%
HK$62,272
−HK$1,908/mo
Today · 4.125%
HK$64,180
baseline
▲ 0.50% · 4.625%
HK$68,085
+HK$3,905/mo
Deposit HK$5.68M · loan HK$13.24M · min. income ≈ HK$128,360/mo (50% DSR)
Upfront cash ≈ HK$6.38M (deposit + AVD stamp duty HK$709,425 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,187
−HK$3,630/mo
▼ 0.25% · 3.875%
HK$68,989
−HK$1,828/mo
Today · 4.125%
HK$70,817
baseline
▲ 0.50% · 4.625%
HK$74,549
+HK$3,732/mo
Deposit HK$5.68M · loan HK$13.24M · min. income ≈ HK$141,634/mo (50% DSR)
Upfront cash ≈ HK$6.38M (deposit + AVD stamp duty HK$709,425 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,648
−HK$4,869/mo
▼ 0.25% · 3.875%
HK$80,063
−HK$2,454/mo
Today · 4.125%
HK$82,517
baseline
▲ 0.50% · 4.625%
HK$87,538
+HK$5,021/mo
Deposit HK$1.89M · loan HK$17.03M · min. income ≈ HK$165,034/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$709,425 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,383
−HK$4,667/mo
▼ 0.25% · 3.875%
HK$88,700
−HK$2,350/mo
Today · 4.125%
HK$91,050
baseline
▲ 0.50% · 4.625%
HK$95,849
+HK$4,799/mo
Deposit HK$1.89M · loan HK$17.03M · min. income ≈ HK$182,100/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$709,425 · Scale 2, in force from 26 Feb 2026)