LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,141
−HK$2,705/mo
▼ 0.25% · 3.875%
HK$44,482
−HK$1,364/mo
Today · 4.125%
HK$45,846
baseline
▲ 0.50% · 4.625%
HK$48,635
+HK$2,789/mo
Deposit HK$9.46M · loan HK$9.46M · min. income ≈ HK$91,692/mo (50% DSR)
Upfront cash ≈ HK$10.17M (deposit + AVD stamp duty HK$709,470 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,993
−HK$2,593/mo
▼ 0.25% · 3.875%
HK$49,281
−HK$1,305/mo
Today · 4.125%
HK$50,586
baseline
▲ 0.50% · 4.625%
HK$53,253
+HK$2,667/mo
Deposit HK$9.46M · loan HK$9.46M · min. income ≈ HK$101,172/mo (50% DSR)
Upfront cash ≈ HK$10.17M (deposit + AVD stamp duty HK$709,470 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,769
−HK$3,246/mo
▼ 0.25% · 3.875%
HK$53,379
−HK$1,636/mo
Today · 4.125%
HK$55,015
baseline
▲ 0.50% · 4.625%
HK$58,363
+HK$3,348/mo
Deposit HK$7.57M · loan HK$11.35M · min. income ≈ HK$110,030/mo (50% DSR)
Upfront cash ≈ HK$8.28M (deposit + AVD stamp duty HK$709,470 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,592
−HK$3,112/mo
▼ 0.25% · 3.875%
HK$59,137
−HK$1,567/mo
Today · 4.125%
HK$60,704
baseline
▲ 0.50% · 4.625%
HK$63,903
+HK$3,199/mo
Deposit HK$7.57M · loan HK$11.35M · min. income ≈ HK$121,408/mo (50% DSR)
Upfront cash ≈ HK$8.28M (deposit + AVD stamp duty HK$709,470 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,397
−HK$3,787/mo
▼ 0.25% · 3.875%
HK$62,275
−HK$1,909/mo
Today · 4.125%
HK$64,184
baseline
▲ 0.50% · 4.625%
HK$68,090
+HK$3,906/mo
Deposit HK$5.68M · loan HK$13.24M · min. income ≈ HK$128,368/mo (50% DSR)
Upfront cash ≈ HK$6.39M (deposit + AVD stamp duty HK$709,470 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,191
−HK$3,630/mo
▼ 0.25% · 3.875%
HK$68,993
−HK$1,828/mo
Today · 4.125%
HK$70,821
baseline
▲ 0.50% · 4.625%
HK$74,554
+HK$3,733/mo
Deposit HK$5.68M · loan HK$13.24M · min. income ≈ HK$141,642/mo (50% DSR)
Upfront cash ≈ HK$6.39M (deposit + AVD stamp duty HK$709,470 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,653
−HK$4,870/mo
▼ 0.25% · 3.875%
HK$80,068
−HK$2,455/mo
Today · 4.125%
HK$82,523
baseline
▲ 0.50% · 4.625%
HK$87,544
+HK$5,021/mo
Deposit HK$1.89M · loan HK$17.03M · min. income ≈ HK$165,046/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$709,470 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,388
−HK$4,668/mo
▼ 0.25% · 3.875%
HK$88,705
−HK$2,351/mo
Today · 4.125%
HK$91,056
baseline
▲ 0.50% · 4.625%
HK$95,855
+HK$4,799/mo
Deposit HK$1.89M · loan HK$17.03M · min. income ≈ HK$182,112/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$709,470 · Scale 2, in force from 26 Feb 2026)