LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,143
−HK$2,706/mo
▼ 0.25% · 3.875%
HK$44,485
−HK$1,364/mo
Today · 4.125%
HK$45,849
baseline
▲ 0.50% · 4.625%
HK$48,639
+HK$2,790/mo
Deposit HK$9.46M · loan HK$9.46M · min. income ≈ HK$91,698/mo (50% DSR)
Upfront cash ≈ HK$10.17M (deposit + AVD stamp duty HK$709,515 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,997
−HK$2,593/mo
▼ 0.25% · 3.875%
HK$49,284
−HK$1,306/mo
Today · 4.125%
HK$50,590
baseline
▲ 0.50% · 4.625%
HK$53,256
+HK$2,666/mo
Deposit HK$9.46M · loan HK$9.46M · min. income ≈ HK$101,180/mo (50% DSR)
Upfront cash ≈ HK$10.17M (deposit + AVD stamp duty HK$709,515 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,772
−HK$3,247/mo
▼ 0.25% · 3.875%
HK$53,382
−HK$1,637/mo
Today · 4.125%
HK$55,019
baseline
▲ 0.50% · 4.625%
HK$58,366
+HK$3,347/mo
Deposit HK$7.57M · loan HK$11.35M · min. income ≈ HK$110,038/mo (50% DSR)
Upfront cash ≈ HK$8.28M (deposit + AVD stamp duty HK$709,515 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,596
−HK$3,112/mo
▼ 0.25% · 3.875%
HK$59,141
−HK$1,567/mo
Today · 4.125%
HK$60,708
baseline
▲ 0.50% · 4.625%
HK$63,908
+HK$3,200/mo
Deposit HK$7.57M · loan HK$11.35M · min. income ≈ HK$121,416/mo (50% DSR)
Upfront cash ≈ HK$8.28M (deposit + AVD stamp duty HK$709,515 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,401
−HK$3,787/mo
▼ 0.25% · 3.875%
HK$62,279
−HK$1,909/mo
Today · 4.125%
HK$64,188
baseline
▲ 0.50% · 4.625%
HK$68,094
+HK$3,906/mo
Deposit HK$5.68M · loan HK$13.24M · min. income ≈ HK$128,376/mo (50% DSR)
Upfront cash ≈ HK$6.39M (deposit + AVD stamp duty HK$709,515 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,195
−HK$3,631/mo
▼ 0.25% · 3.875%
HK$68,997
−HK$1,829/mo
Today · 4.125%
HK$70,826
baseline
▲ 0.50% · 4.625%
HK$74,559
+HK$3,733/mo
Deposit HK$5.68M · loan HK$13.24M · min. income ≈ HK$141,652/mo (50% DSR)
Upfront cash ≈ HK$6.39M (deposit + AVD stamp duty HK$709,515 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,658
−HK$4,870/mo
▼ 0.25% · 3.875%
HK$80,074
−HK$2,454/mo
Today · 4.125%
HK$82,528
baseline
▲ 0.50% · 4.625%
HK$87,549
+HK$5,021/mo
Deposit HK$1.89M · loan HK$17.03M · min. income ≈ HK$165,056/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$709,515 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,394
−HK$4,667/mo
▼ 0.25% · 3.875%
HK$88,711
−HK$2,350/mo
Today · 4.125%
HK$91,061
baseline
▲ 0.50% · 4.625%
HK$95,861
+HK$4,800/mo
Deposit HK$1.89M · loan HK$17.03M · min. income ≈ HK$182,122/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$709,515 · Scale 2, in force from 26 Feb 2026)