LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,145
−HK$2,705/mo
▼ 0.25% · 3.875%
HK$44,487
−HK$1,363/mo
Today · 4.125%
HK$45,850
baseline
▲ 0.50% · 4.625%
HK$48,640
+HK$2,790/mo
Deposit HK$9.46M · loan HK$9.46M · min. income ≈ HK$91,700/mo (50% DSR)
Upfront cash ≈ HK$10.17M (deposit + AVD stamp duty HK$709,540 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,998
−HK$2,593/mo
▼ 0.25% · 3.875%
HK$49,286
−HK$1,305/mo
Today · 4.125%
HK$50,591
baseline
▲ 0.50% · 4.625%
HK$53,258
+HK$2,667/mo
Deposit HK$9.46M · loan HK$9.46M · min. income ≈ HK$101,182/mo (50% DSR)
Upfront cash ≈ HK$10.17M (deposit + AVD stamp duty HK$709,540 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,774
−HK$3,247/mo
▼ 0.25% · 3.875%
HK$53,384
−HK$1,637/mo
Today · 4.125%
HK$55,021
baseline
▲ 0.50% · 4.625%
HK$58,368
+HK$3,347/mo
Deposit HK$7.57M · loan HK$11.35M · min. income ≈ HK$110,042/mo (50% DSR)
Upfront cash ≈ HK$8.28M (deposit + AVD stamp duty HK$709,540 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,598
−HK$3,112/mo
▼ 0.25% · 3.875%
HK$59,143
−HK$1,567/mo
Today · 4.125%
HK$60,710
baseline
▲ 0.50% · 4.625%
HK$63,910
+HK$3,200/mo
Deposit HK$7.57M · loan HK$11.35M · min. income ≈ HK$121,420/mo (50% DSR)
Upfront cash ≈ HK$8.28M (deposit + AVD stamp duty HK$709,540 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,403
−HK$3,788/mo
▼ 0.25% · 3.875%
HK$62,282
−HK$1,909/mo
Today · 4.125%
HK$64,191
baseline
▲ 0.50% · 4.625%
HK$68,096
+HK$3,905/mo
Deposit HK$5.68M · loan HK$13.24M · min. income ≈ HK$128,382/mo (50% DSR)
Upfront cash ≈ HK$6.39M (deposit + AVD stamp duty HK$709,540 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,198
−HK$3,630/mo
▼ 0.25% · 3.875%
HK$69,000
−HK$1,828/mo
Today · 4.125%
HK$70,828
baseline
▲ 0.50% · 4.625%
HK$74,561
+HK$3,733/mo
Deposit HK$5.68M · loan HK$13.24M · min. income ≈ HK$141,656/mo (50% DSR)
Upfront cash ≈ HK$6.39M (deposit + AVD stamp duty HK$709,540 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,661
−HK$4,870/mo
▼ 0.25% · 3.875%
HK$80,076
−HK$2,455/mo
Today · 4.125%
HK$82,531
baseline
▲ 0.50% · 4.625%
HK$87,553
+HK$5,022/mo
Deposit HK$1.89M · loan HK$17.03M · min. income ≈ HK$165,062/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$709,540 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,397
−HK$4,668/mo
▼ 0.25% · 3.875%
HK$88,714
−HK$2,351/mo
Today · 4.125%
HK$91,065
baseline
▲ 0.50% · 4.625%
HK$95,865
+HK$4,800/mo
Deposit HK$1.89M · loan HK$17.03M · min. income ≈ HK$182,130/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$709,540 · Scale 2, in force from 26 Feb 2026)