LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,146
−HK$2,706/mo
▼ 0.25% · 3.875%
HK$44,488
−HK$1,364/mo
Today · 4.125%
HK$45,852
baseline
▲ 0.50% · 4.625%
HK$48,642
+HK$2,790/mo
Deposit HK$9.46M · loan HK$9.46M · min. income ≈ HK$91,704/mo (50% DSR)
Upfront cash ≈ HK$10.17M (deposit + AVD stamp duty HK$709,559 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,000
−HK$2,593/mo
▼ 0.25% · 3.875%
HK$49,287
−HK$1,306/mo
Today · 4.125%
HK$50,593
baseline
▲ 0.50% · 4.625%
HK$53,260
+HK$2,667/mo
Deposit HK$9.46M · loan HK$9.46M · min. income ≈ HK$101,186/mo (50% DSR)
Upfront cash ≈ HK$10.17M (deposit + AVD stamp duty HK$709,559 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,775
−HK$3,247/mo
▼ 0.25% · 3.875%
HK$53,386
−HK$1,636/mo
Today · 4.125%
HK$55,022
baseline
▲ 0.50% · 4.625%
HK$58,370
+HK$3,348/mo
Deposit HK$7.57M · loan HK$11.35M · min. income ≈ HK$110,044/mo (50% DSR)
Upfront cash ≈ HK$8.28M (deposit + AVD stamp duty HK$709,559 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,599
−HK$3,112/mo
▼ 0.25% · 3.875%
HK$59,144
−HK$1,567/mo
Today · 4.125%
HK$60,711
baseline
▲ 0.50% · 4.625%
HK$63,912
+HK$3,201/mo
Deposit HK$7.57M · loan HK$11.35M · min. income ≈ HK$121,422/mo (50% DSR)
Upfront cash ≈ HK$8.28M (deposit + AVD stamp duty HK$709,559 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,404
−HK$3,788/mo
▼ 0.25% · 3.875%
HK$62,283
−HK$1,909/mo
Today · 4.125%
HK$64,192
baseline
▲ 0.50% · 4.625%
HK$68,098
+HK$3,906/mo
Deposit HK$5.68M · loan HK$13.25M · min. income ≈ HK$128,384/mo (50% DSR)
Upfront cash ≈ HK$6.39M (deposit + AVD stamp duty HK$709,559 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,199
−HK$3,631/mo
▼ 0.25% · 3.875%
HK$69,002
−HK$1,828/mo
Today · 4.125%
HK$70,830
baseline
▲ 0.50% · 4.625%
HK$74,563
+HK$3,733/mo
Deposit HK$5.68M · loan HK$13.25M · min. income ≈ HK$141,660/mo (50% DSR)
Upfront cash ≈ HK$6.39M (deposit + AVD stamp duty HK$709,559 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,663
−HK$4,870/mo
▼ 0.25% · 3.875%
HK$80,079
−HK$2,454/mo
Today · 4.125%
HK$82,533
baseline
▲ 0.50% · 4.625%
HK$87,555
+HK$5,022/mo
Deposit HK$1.89M · loan HK$17.03M · min. income ≈ HK$165,066/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$709,559 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,399
−HK$4,668/mo
▼ 0.25% · 3.875%
HK$88,716
−HK$2,351/mo
Today · 4.125%
HK$91,067
baseline
▲ 0.50% · 4.625%
HK$95,867
+HK$4,800/mo
Deposit HK$1.89M · loan HK$17.03M · min. income ≈ HK$182,134/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$709,559 · Scale 2, in force from 26 Feb 2026)