LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,147
−HK$2,705/mo
▼ 0.25% · 3.875%
HK$44,489
−HK$1,363/mo
Today · 4.125%
HK$45,852
baseline
▲ 0.50% · 4.625%
HK$48,642
+HK$2,790/mo
Deposit HK$9.46M · loan HK$9.46M · min. income ≈ HK$91,704/mo (50% DSR)
Upfront cash ≈ HK$10.17M (deposit + AVD stamp duty HK$709,567 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,000
−HK$2,593/mo
▼ 0.25% · 3.875%
HK$49,287
−HK$1,306/mo
Today · 4.125%
HK$50,593
baseline
▲ 0.50% · 4.625%
HK$53,260
+HK$2,667/mo
Deposit HK$9.46M · loan HK$9.46M · min. income ≈ HK$101,186/mo (50% DSR)
Upfront cash ≈ HK$10.17M (deposit + AVD stamp duty HK$709,567 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,776
−HK$3,247/mo
▼ 0.25% · 3.875%
HK$53,386
−HK$1,637/mo
Today · 4.125%
HK$55,023
baseline
▲ 0.50% · 4.625%
HK$58,371
+HK$3,348/mo
Deposit HK$7.57M · loan HK$11.35M · min. income ≈ HK$110,046/mo (50% DSR)
Upfront cash ≈ HK$8.28M (deposit + AVD stamp duty HK$709,567 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,600
−HK$3,112/mo
▼ 0.25% · 3.875%
HK$59,145
−HK$1,567/mo
Today · 4.125%
HK$60,712
baseline
▲ 0.50% · 4.625%
HK$63,912
+HK$3,200/mo
Deposit HK$7.57M · loan HK$11.35M · min. income ≈ HK$121,424/mo (50% DSR)
Upfront cash ≈ HK$8.28M (deposit + AVD stamp duty HK$709,567 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,405
−HK$3,788/mo
▼ 0.25% · 3.875%
HK$62,284
−HK$1,909/mo
Today · 4.125%
HK$64,193
baseline
▲ 0.50% · 4.625%
HK$68,099
+HK$3,906/mo
Deposit HK$5.68M · loan HK$13.25M · min. income ≈ HK$128,386/mo (50% DSR)
Upfront cash ≈ HK$6.39M (deposit + AVD stamp duty HK$709,567 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,200
−HK$3,631/mo
▼ 0.25% · 3.875%
HK$69,002
−HK$1,829/mo
Today · 4.125%
HK$70,831
baseline
▲ 0.50% · 4.625%
HK$74,564
+HK$3,733/mo
Deposit HK$5.68M · loan HK$13.25M · min. income ≈ HK$141,662/mo (50% DSR)
Upfront cash ≈ HK$6.39M (deposit + AVD stamp duty HK$709,567 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,664
−HK$4,870/mo
▼ 0.25% · 3.875%
HK$80,079
−HK$2,455/mo
Today · 4.125%
HK$82,534
baseline
▲ 0.50% · 4.625%
HK$87,556
+HK$5,022/mo
Deposit HK$1.89M · loan HK$17.03M · min. income ≈ HK$165,068/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$709,567 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,400
−HK$4,668/mo
▼ 0.25% · 3.875%
HK$88,717
−HK$2,351/mo
Today · 4.125%
HK$91,068
baseline
▲ 0.50% · 4.625%
HK$95,868
+HK$4,800/mo
Deposit HK$1.89M · loan HK$17.03M · min. income ≈ HK$182,136/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$709,567 · Scale 2, in force from 26 Feb 2026)