LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,148
−HK$2,705/mo
▼ 0.25% · 3.875%
HK$44,490
−HK$1,363/mo
Today · 4.125%
HK$45,853
baseline
▲ 0.50% · 4.625%
HK$48,643
+HK$2,790/mo
Deposit HK$9.46M · loan HK$9.46M · min. income ≈ HK$91,706/mo (50% DSR)
Upfront cash ≈ HK$10.17M (deposit + AVD stamp duty HK$709,586 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,001
−HK$2,594/mo
▼ 0.25% · 3.875%
HK$49,289
−HK$1,306/mo
Today · 4.125%
HK$50,595
baseline
▲ 0.50% · 4.625%
HK$53,262
+HK$2,667/mo
Deposit HK$9.46M · loan HK$9.46M · min. income ≈ HK$101,190/mo (50% DSR)
Upfront cash ≈ HK$10.17M (deposit + AVD stamp duty HK$709,586 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,777
−HK$3,247/mo
▼ 0.25% · 3.875%
HK$53,388
−HK$1,636/mo
Today · 4.125%
HK$55,024
baseline
▲ 0.50% · 4.625%
HK$58,372
+HK$3,348/mo
Deposit HK$7.57M · loan HK$11.35M · min. income ≈ HK$110,048/mo (50% DSR)
Upfront cash ≈ HK$8.28M (deposit + AVD stamp duty HK$709,586 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,602
−HK$3,112/mo
▼ 0.25% · 3.875%
HK$59,146
−HK$1,568/mo
Today · 4.125%
HK$60,714
baseline
▲ 0.50% · 4.625%
HK$63,914
+HK$3,200/mo
Deposit HK$7.57M · loan HK$11.35M · min. income ≈ HK$121,428/mo (50% DSR)
Upfront cash ≈ HK$8.28M (deposit + AVD stamp duty HK$709,586 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,407
−HK$3,788/mo
▼ 0.25% · 3.875%
HK$62,286
−HK$1,909/mo
Today · 4.125%
HK$64,195
baseline
▲ 0.50% · 4.625%
HK$68,101
+HK$3,906/mo
Deposit HK$5.68M · loan HK$13.25M · min. income ≈ HK$128,390/mo (50% DSR)
Upfront cash ≈ HK$6.39M (deposit + AVD stamp duty HK$709,586 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,202
−HK$3,631/mo
▼ 0.25% · 3.875%
HK$69,004
−HK$1,829/mo
Today · 4.125%
HK$70,833
baseline
▲ 0.50% · 4.625%
HK$74,566
+HK$3,733/mo
Deposit HK$5.68M · loan HK$13.25M · min. income ≈ HK$141,666/mo (50% DSR)
Upfront cash ≈ HK$6.39M (deposit + AVD stamp duty HK$709,586 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,666
−HK$4,870/mo
▼ 0.25% · 3.875%
HK$80,082
−HK$2,454/mo
Today · 4.125%
HK$82,536
baseline
▲ 0.50% · 4.625%
HK$87,558
+HK$5,022/mo
Deposit HK$1.89M · loan HK$17.03M · min. income ≈ HK$165,072/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$709,586 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,402
−HK$4,668/mo
▼ 0.25% · 3.875%
HK$88,720
−HK$2,350/mo
Today · 4.125%
HK$91,070
baseline
▲ 0.50% · 4.625%
HK$95,871
+HK$4,801/mo
Deposit HK$1.89M · loan HK$17.03M · min. income ≈ HK$182,140/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$709,586 · Scale 2, in force from 26 Feb 2026)