LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,149
−HK$2,706/mo
▼ 0.25% · 3.875%
HK$44,491
−HK$1,364/mo
Today · 4.125%
HK$45,855
baseline
▲ 0.50% · 4.625%
HK$48,645
+HK$2,790/mo
Deposit HK$9.46M · loan HK$9.46M · min. income ≈ HK$91,710/mo (50% DSR)
Upfront cash ≈ HK$10.17M (deposit + AVD stamp duty HK$709,604 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,003
−HK$2,593/mo
▼ 0.25% · 3.875%
HK$49,290
−HK$1,306/mo
Today · 4.125%
HK$50,596
baseline
▲ 0.50% · 4.625%
HK$53,263
+HK$2,667/mo
Deposit HK$9.46M · loan HK$9.46M · min. income ≈ HK$101,192/mo (50% DSR)
Upfront cash ≈ HK$10.17M (deposit + AVD stamp duty HK$709,604 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,778
−HK$3,247/mo
▼ 0.25% · 3.875%
HK$53,389
−HK$1,636/mo
Today · 4.125%
HK$55,025
baseline
▲ 0.50% · 4.625%
HK$58,374
+HK$3,349/mo
Deposit HK$7.57M · loan HK$11.35M · min. income ≈ HK$110,050/mo (50% DSR)
Upfront cash ≈ HK$8.28M (deposit + AVD stamp duty HK$709,604 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,603
−HK$3,112/mo
▼ 0.25% · 3.875%
HK$59,148
−HK$1,567/mo
Today · 4.125%
HK$60,715
baseline
▲ 0.50% · 4.625%
HK$63,916
+HK$3,201/mo
Deposit HK$7.57M · loan HK$11.35M · min. income ≈ HK$121,430/mo (50% DSR)
Upfront cash ≈ HK$8.28M (deposit + AVD stamp duty HK$709,604 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,408
−HK$3,788/mo
▼ 0.25% · 3.875%
HK$62,287
−HK$1,909/mo
Today · 4.125%
HK$64,196
baseline
▲ 0.50% · 4.625%
HK$68,103
+HK$3,907/mo
Deposit HK$5.68M · loan HK$13.25M · min. income ≈ HK$128,392/mo (50% DSR)
Upfront cash ≈ HK$6.39M (deposit + AVD stamp duty HK$709,604 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,204
−HK$3,630/mo
▼ 0.25% · 3.875%
HK$69,006
−HK$1,828/mo
Today · 4.125%
HK$70,834
baseline
▲ 0.50% · 4.625%
HK$74,568
+HK$3,734/mo
Deposit HK$5.68M · loan HK$13.25M · min. income ≈ HK$141,668/mo (50% DSR)
Upfront cash ≈ HK$6.39M (deposit + AVD stamp duty HK$709,604 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,668
−HK$4,870/mo
▼ 0.25% · 3.875%
HK$80,084
−HK$2,454/mo
Today · 4.125%
HK$82,538
baseline
▲ 0.50% · 4.625%
HK$87,560
+HK$5,022/mo
Deposit HK$1.89M · loan HK$17.03M · min. income ≈ HK$165,076/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$709,604 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,405
−HK$4,668/mo
▼ 0.25% · 3.875%
HK$88,722
−HK$2,351/mo
Today · 4.125%
HK$91,073
baseline
▲ 0.50% · 4.625%
HK$95,873
+HK$4,800/mo
Deposit HK$1.89M · loan HK$17.03M · min. income ≈ HK$182,146/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$709,604 · Scale 2, in force from 26 Feb 2026)