LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,151
−HK$2,706/mo
▼ 0.25% · 3.875%
HK$44,493
−HK$1,364/mo
Today · 4.125%
HK$45,857
baseline
▲ 0.50% · 4.625%
HK$48,647
+HK$2,790/mo
Deposit HK$9.46M · loan HK$9.46M · min. income ≈ HK$91,714/mo (50% DSR)
Upfront cash ≈ HK$10.17M (deposit + AVD stamp duty HK$709,636 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,005
−HK$2,593/mo
▼ 0.25% · 3.875%
HK$49,292
−HK$1,306/mo
Today · 4.125%
HK$50,598
baseline
▲ 0.50% · 4.625%
HK$53,265
+HK$2,667/mo
Deposit HK$9.46M · loan HK$9.46M · min. income ≈ HK$101,196/mo (50% DSR)
Upfront cash ≈ HK$10.17M (deposit + AVD stamp duty HK$709,636 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,781
−HK$3,247/mo
▼ 0.25% · 3.875%
HK$53,392
−HK$1,636/mo
Today · 4.125%
HK$55,028
baseline
▲ 0.50% · 4.625%
HK$58,376
+HK$3,348/mo
Deposit HK$7.57M · loan HK$11.35M · min. income ≈ HK$110,056/mo (50% DSR)
Upfront cash ≈ HK$8.28M (deposit + AVD stamp duty HK$709,636 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,606
−HK$3,112/mo
▼ 0.25% · 3.875%
HK$59,151
−HK$1,567/mo
Today · 4.125%
HK$60,718
baseline
▲ 0.50% · 4.625%
HK$63,918
+HK$3,200/mo
Deposit HK$7.57M · loan HK$11.35M · min. income ≈ HK$121,436/mo (50% DSR)
Upfront cash ≈ HK$8.28M (deposit + AVD stamp duty HK$709,636 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,411
−HK$3,788/mo
▼ 0.25% · 3.875%
HK$62,290
−HK$1,909/mo
Today · 4.125%
HK$64,199
baseline
▲ 0.50% · 4.625%
HK$68,106
+HK$3,907/mo
Deposit HK$5.68M · loan HK$13.25M · min. income ≈ HK$128,398/mo (50% DSR)
Upfront cash ≈ HK$6.39M (deposit + AVD stamp duty HK$709,636 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,207
−HK$3,631/mo
▼ 0.25% · 3.875%
HK$69,009
−HK$1,829/mo
Today · 4.125%
HK$70,838
baseline
▲ 0.50% · 4.625%
HK$74,572
+HK$3,734/mo
Deposit HK$5.68M · loan HK$13.25M · min. income ≈ HK$141,676/mo (50% DSR)
Upfront cash ≈ HK$6.39M (deposit + AVD stamp duty HK$709,636 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,671
−HK$4,871/mo
▼ 0.25% · 3.875%
HK$80,087
−HK$2,455/mo
Today · 4.125%
HK$82,542
baseline
▲ 0.50% · 4.625%
HK$87,564
+HK$5,022/mo
Deposit HK$1.89M · loan HK$17.03M · min. income ≈ HK$165,084/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$709,636 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,408
−HK$4,669/mo
▼ 0.25% · 3.875%
HK$88,726
−HK$2,351/mo
Today · 4.125%
HK$91,077
baseline
▲ 0.50% · 4.625%
HK$95,878
+HK$4,801/mo
Deposit HK$1.89M · loan HK$17.03M · min. income ≈ HK$182,154/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$709,636 · Scale 2, in force from 26 Feb 2026)