LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,151
−HK$2,706/mo
▼ 0.25% · 3.875%
HK$44,493
−HK$1,364/mo
Today · 4.125%
HK$45,857
baseline
▲ 0.50% · 4.625%
HK$48,647
+HK$2,790/mo
Deposit HK$9.46M · loan HK$9.46M · min. income ≈ HK$91,714/mo (50% DSR)
Upfront cash ≈ HK$10.17M (deposit + AVD stamp duty HK$709,644 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,005
−HK$2,594/mo
▼ 0.25% · 3.875%
HK$49,293
−HK$1,306/mo
Today · 4.125%
HK$50,599
baseline
▲ 0.50% · 4.625%
HK$53,266
+HK$2,667/mo
Deposit HK$9.46M · loan HK$9.46M · min. income ≈ HK$101,198/mo (50% DSR)
Upfront cash ≈ HK$10.17M (deposit + AVD stamp duty HK$709,644 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,781
−HK$3,248/mo
▼ 0.25% · 3.875%
HK$53,392
−HK$1,637/mo
Today · 4.125%
HK$55,029
baseline
▲ 0.50% · 4.625%
HK$58,377
+HK$3,348/mo
Deposit HK$7.57M · loan HK$11.35M · min. income ≈ HK$110,058/mo (50% DSR)
Upfront cash ≈ HK$8.28M (deposit + AVD stamp duty HK$709,644 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,606
−HK$3,113/mo
▼ 0.25% · 3.875%
HK$59,151
−HK$1,568/mo
Today · 4.125%
HK$60,719
baseline
▲ 0.50% · 4.625%
HK$63,919
+HK$3,200/mo
Deposit HK$7.57M · loan HK$11.35M · min. income ≈ HK$121,438/mo (50% DSR)
Upfront cash ≈ HK$8.28M (deposit + AVD stamp duty HK$709,644 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,412
−HK$3,788/mo
▼ 0.25% · 3.875%
HK$62,291
−HK$1,909/mo
Today · 4.125%
HK$64,200
baseline
▲ 0.50% · 4.625%
HK$68,106
+HK$3,906/mo
Deposit HK$5.68M · loan HK$13.25M · min. income ≈ HK$128,400/mo (50% DSR)
Upfront cash ≈ HK$6.39M (deposit + AVD stamp duty HK$709,644 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,207
−HK$3,631/mo
▼ 0.25% · 3.875%
HK$69,010
−HK$1,828/mo
Today · 4.125%
HK$70,838
baseline
▲ 0.50% · 4.625%
HK$74,572
+HK$3,734/mo
Deposit HK$5.68M · loan HK$13.25M · min. income ≈ HK$141,676/mo (50% DSR)
Upfront cash ≈ HK$6.39M (deposit + AVD stamp duty HK$709,644 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,672
−HK$4,871/mo
▼ 0.25% · 3.875%
HK$80,088
−HK$2,455/mo
Today · 4.125%
HK$82,543
baseline
▲ 0.50% · 4.625%
HK$87,565
+HK$5,022/mo
Deposit HK$1.89M · loan HK$17.03M · min. income ≈ HK$165,086/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$709,644 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,410
−HK$4,668/mo
▼ 0.25% · 3.875%
HK$88,727
−HK$2,351/mo
Today · 4.125%
HK$91,078
baseline
▲ 0.50% · 4.625%
HK$95,879
+HK$4,801/mo
Deposit HK$1.89M · loan HK$17.03M · min. income ≈ HK$182,156/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$709,644 · Scale 2, in force from 26 Feb 2026)