LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,152
−HK$2,706/mo
▼ 0.25% · 3.875%
HK$44,494
−HK$1,364/mo
Today · 4.125%
HK$45,858
baseline
▲ 0.50% · 4.625%
HK$48,648
+HK$2,790/mo
Deposit HK$9.46M · loan HK$9.46M · min. income ≈ HK$91,716/mo (50% DSR)
Upfront cash ≈ HK$10.17M (deposit + AVD stamp duty HK$709,656 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,006
−HK$2,594/mo
▼ 0.25% · 3.875%
HK$49,294
−HK$1,306/mo
Today · 4.125%
HK$50,600
baseline
▲ 0.50% · 4.625%
HK$53,267
+HK$2,667/mo
Deposit HK$9.46M · loan HK$9.46M · min. income ≈ HK$101,200/mo (50% DSR)
Upfront cash ≈ HK$10.17M (deposit + AVD stamp duty HK$709,656 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,782
−HK$3,248/mo
▼ 0.25% · 3.875%
HK$53,393
−HK$1,637/mo
Today · 4.125%
HK$55,030
baseline
▲ 0.50% · 4.625%
HK$58,378
+HK$3,348/mo
Deposit HK$7.57M · loan HK$11.35M · min. income ≈ HK$110,060/mo (50% DSR)
Upfront cash ≈ HK$8.28M (deposit + AVD stamp duty HK$709,656 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,607
−HK$3,113/mo
▼ 0.25% · 3.875%
HK$59,152
−HK$1,568/mo
Today · 4.125%
HK$60,720
baseline
▲ 0.50% · 4.625%
HK$63,920
+HK$3,200/mo
Deposit HK$7.57M · loan HK$11.35M · min. income ≈ HK$121,440/mo (50% DSR)
Upfront cash ≈ HK$8.28M (deposit + AVD stamp duty HK$709,656 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,413
−HK$3,788/mo
▼ 0.25% · 3.875%
HK$62,292
−HK$1,909/mo
Today · 4.125%
HK$64,201
baseline
▲ 0.50% · 4.625%
HK$68,108
+HK$3,907/mo
Deposit HK$5.68M · loan HK$13.25M · min. income ≈ HK$128,402/mo (50% DSR)
Upfront cash ≈ HK$6.39M (deposit + AVD stamp duty HK$709,656 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,209
−HK$3,631/mo
▼ 0.25% · 3.875%
HK$69,011
−HK$1,829/mo
Today · 4.125%
HK$70,840
baseline
▲ 0.50% · 4.625%
HK$74,574
+HK$3,734/mo
Deposit HK$5.68M · loan HK$13.25M · min. income ≈ HK$141,680/mo (50% DSR)
Upfront cash ≈ HK$6.39M (deposit + AVD stamp duty HK$709,656 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,673
−HK$4,871/mo
▼ 0.25% · 3.875%
HK$80,090
−HK$2,454/mo
Today · 4.125%
HK$82,544
baseline
▲ 0.50% · 4.625%
HK$87,567
+HK$5,023/mo
Deposit HK$1.89M · loan HK$17.03M · min. income ≈ HK$165,088/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$709,656 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,411
−HK$4,668/mo
▼ 0.25% · 3.875%
HK$88,728
−HK$2,351/mo
Today · 4.125%
HK$91,079
baseline
▲ 0.50% · 4.625%
HK$95,880
+HK$4,801/mo
Deposit HK$1.89M · loan HK$17.03M · min. income ≈ HK$182,158/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$709,656 · Scale 2, in force from 26 Feb 2026)