LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,154
−HK$2,707/mo
▼ 0.25% · 3.875%
HK$44,497
−HK$1,364/mo
Today · 4.125%
HK$45,861
baseline
▲ 0.50% · 4.625%
HK$48,651
+HK$2,790/mo
Deposit HK$9.46M · loan HK$9.46M · min. income ≈ HK$91,722/mo (50% DSR)
Upfront cash ≈ HK$10.17M (deposit + AVD stamp duty HK$709,699 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,009
−HK$2,594/mo
▼ 0.25% · 3.875%
HK$49,297
−HK$1,306/mo
Today · 4.125%
HK$50,603
baseline
▲ 0.50% · 4.625%
HK$53,270
+HK$2,667/mo
Deposit HK$9.46M · loan HK$9.46M · min. income ≈ HK$101,206/mo (50% DSR)
Upfront cash ≈ HK$10.17M (deposit + AVD stamp duty HK$709,699 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,785
−HK$3,248/mo
▼ 0.25% · 3.875%
HK$53,396
−HK$1,637/mo
Today · 4.125%
HK$55,033
baseline
▲ 0.50% · 4.625%
HK$58,381
+HK$3,348/mo
Deposit HK$7.57M · loan HK$11.36M · min. income ≈ HK$110,066/mo (50% DSR)
Upfront cash ≈ HK$8.28M (deposit + AVD stamp duty HK$709,699 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,611
−HK$3,112/mo
▼ 0.25% · 3.875%
HK$59,156
−HK$1,567/mo
Today · 4.125%
HK$60,723
baseline
▲ 0.50% · 4.625%
HK$63,924
+HK$3,201/mo
Deposit HK$7.57M · loan HK$11.36M · min. income ≈ HK$121,446/mo (50% DSR)
Upfront cash ≈ HK$8.28M (deposit + AVD stamp duty HK$709,699 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,416
−HK$3,789/mo
▼ 0.25% · 3.875%
HK$62,296
−HK$1,909/mo
Today · 4.125%
HK$64,205
baseline
▲ 0.50% · 4.625%
HK$68,112
+HK$3,907/mo
Deposit HK$5.68M · loan HK$13.25M · min. income ≈ HK$128,410/mo (50% DSR)
Upfront cash ≈ HK$6.39M (deposit + AVD stamp duty HK$709,699 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,213
−HK$3,631/mo
▼ 0.25% · 3.875%
HK$69,015
−HK$1,829/mo
Today · 4.125%
HK$70,844
baseline
▲ 0.50% · 4.625%
HK$74,578
+HK$3,734/mo
Deposit HK$5.68M · loan HK$13.25M · min. income ≈ HK$141,688/mo (50% DSR)
Upfront cash ≈ HK$6.39M (deposit + AVD stamp duty HK$709,699 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,678
−HK$4,871/mo
▼ 0.25% · 3.875%
HK$80,094
−HK$2,455/mo
Today · 4.125%
HK$82,549
baseline
▲ 0.50% · 4.625%
HK$87,572
+HK$5,023/mo
Deposit HK$1.89M · loan HK$17.03M · min. income ≈ HK$165,098/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$709,699 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,416
−HK$4,669/mo
▼ 0.25% · 3.875%
HK$88,734
−HK$2,351/mo
Today · 4.125%
HK$91,085
baseline
▲ 0.50% · 4.625%
HK$95,886
+HK$4,801/mo
Deposit HK$1.89M · loan HK$17.03M · min. income ≈ HK$182,170/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$709,699 · Scale 2, in force from 26 Feb 2026)