LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,157
−HK$2,706/mo
▼ 0.25% · 3.875%
HK$44,499
−HK$1,364/mo
Today · 4.125%
HK$45,863
baseline
▲ 0.50% · 4.625%
HK$48,654
+HK$2,791/mo
Deposit HK$9.46M · loan HK$9.46M · min. income ≈ HK$91,726/mo (50% DSR)
Upfront cash ≈ HK$10.17M (deposit + AVD stamp duty HK$709,736 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,012
−HK$2,593/mo
▼ 0.25% · 3.875%
HK$49,299
−HK$1,306/mo
Today · 4.125%
HK$50,605
baseline
▲ 0.50% · 4.625%
HK$53,273
+HK$2,668/mo
Deposit HK$9.46M · loan HK$9.46M · min. income ≈ HK$101,210/mo (50% DSR)
Upfront cash ≈ HK$10.17M (deposit + AVD stamp duty HK$709,736 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,788
−HK$3,248/mo
▼ 0.25% · 3.875%
HK$53,399
−HK$1,637/mo
Today · 4.125%
HK$55,036
baseline
▲ 0.50% · 4.625%
HK$58,385
+HK$3,349/mo
Deposit HK$7.57M · loan HK$11.36M · min. income ≈ HK$110,072/mo (50% DSR)
Upfront cash ≈ HK$8.28M (deposit + AVD stamp duty HK$709,736 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,614
−HK$3,112/mo
▼ 0.25% · 3.875%
HK$59,159
−HK$1,567/mo
Today · 4.125%
HK$60,726
baseline
▲ 0.50% · 4.625%
HK$63,927
+HK$3,201/mo
Deposit HK$7.57M · loan HK$11.36M · min. income ≈ HK$121,452/mo (50% DSR)
Upfront cash ≈ HK$8.28M (deposit + AVD stamp duty HK$709,736 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,420
−HK$3,788/mo
▼ 0.25% · 3.875%
HK$62,299
−HK$1,909/mo
Today · 4.125%
HK$64,208
baseline
▲ 0.50% · 4.625%
HK$68,115
+HK$3,907/mo
Deposit HK$5.68M · loan HK$13.25M · min. income ≈ HK$128,416/mo (50% DSR)
Upfront cash ≈ HK$6.39M (deposit + AVD stamp duty HK$709,736 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,216
−HK$3,632/mo
▼ 0.25% · 3.875%
HK$69,019
−HK$1,829/mo
Today · 4.125%
HK$70,848
baseline
▲ 0.50% · 4.625%
HK$74,582
+HK$3,734/mo
Deposit HK$5.68M · loan HK$13.25M · min. income ≈ HK$141,696/mo (50% DSR)
Upfront cash ≈ HK$6.39M (deposit + AVD stamp duty HK$709,736 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,682
−HK$4,872/mo
▼ 0.25% · 3.875%
HK$80,099
−HK$2,455/mo
Today · 4.125%
HK$82,554
baseline
▲ 0.50% · 4.625%
HK$87,577
+HK$5,023/mo
Deposit HK$1.89M · loan HK$17.03M · min. income ≈ HK$165,108/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$709,736 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,421
−HK$4,669/mo
▼ 0.25% · 3.875%
HK$88,738
−HK$2,352/mo
Today · 4.125%
HK$91,090
baseline
▲ 0.50% · 4.625%
HK$95,891
+HK$4,801/mo
Deposit HK$1.89M · loan HK$17.03M · min. income ≈ HK$182,180/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$709,736 · Scale 2, in force from 26 Feb 2026)