LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,158
−HK$2,706/mo
▼ 0.25% · 3.875%
HK$44,500
−HK$1,364/mo
Today · 4.125%
HK$45,864
baseline
▲ 0.50% · 4.625%
HK$48,655
+HK$2,791/mo
Deposit HK$9.46M · loan HK$9.46M · min. income ≈ HK$91,728/mo (50% DSR)
Upfront cash ≈ HK$10.17M (deposit + AVD stamp duty HK$709,756 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,013
−HK$2,594/mo
▼ 0.25% · 3.875%
HK$49,301
−HK$1,306/mo
Today · 4.125%
HK$50,607
baseline
▲ 0.50% · 4.625%
HK$53,274
+HK$2,667/mo
Deposit HK$9.46M · loan HK$9.46M · min. income ≈ HK$101,214/mo (50% DSR)
Upfront cash ≈ HK$10.17M (deposit + AVD stamp duty HK$709,756 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,790
−HK$3,247/mo
▼ 0.25% · 3.875%
HK$53,401
−HK$1,636/mo
Today · 4.125%
HK$55,037
baseline
▲ 0.50% · 4.625%
HK$58,386
+HK$3,349/mo
Deposit HK$7.57M · loan HK$11.36M · min. income ≈ HK$110,074/mo (50% DSR)
Upfront cash ≈ HK$8.28M (deposit + AVD stamp duty HK$709,756 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,615
−HK$3,113/mo
▼ 0.25% · 3.875%
HK$59,161
−HK$1,567/mo
Today · 4.125%
HK$60,728
baseline
▲ 0.50% · 4.625%
HK$63,929
+HK$3,201/mo
Deposit HK$7.57M · loan HK$11.36M · min. income ≈ HK$121,456/mo (50% DSR)
Upfront cash ≈ HK$8.28M (deposit + AVD stamp duty HK$709,756 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,421
−HK$3,789/mo
▼ 0.25% · 3.875%
HK$62,301
−HK$1,909/mo
Today · 4.125%
HK$64,210
baseline
▲ 0.50% · 4.625%
HK$68,117
+HK$3,907/mo
Deposit HK$5.68M · loan HK$13.25M · min. income ≈ HK$128,420/mo (50% DSR)
Upfront cash ≈ HK$6.39M (deposit + AVD stamp duty HK$709,756 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,218
−HK$3,632/mo
▼ 0.25% · 3.875%
HK$69,021
−HK$1,829/mo
Today · 4.125%
HK$70,850
baseline
▲ 0.50% · 4.625%
HK$74,584
+HK$3,734/mo
Deposit HK$5.68M · loan HK$13.25M · min. income ≈ HK$141,700/mo (50% DSR)
Upfront cash ≈ HK$6.39M (deposit + AVD stamp duty HK$709,756 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,684
−HK$4,872/mo
▼ 0.25% · 3.875%
HK$80,101
−HK$2,455/mo
Today · 4.125%
HK$82,556
baseline
▲ 0.50% · 4.625%
HK$87,579
+HK$5,023/mo
Deposit HK$1.89M · loan HK$17.03M · min. income ≈ HK$165,112/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$709,756 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,423
−HK$4,669/mo
▼ 0.25% · 3.875%
HK$88,741
−HK$2,351/mo
Today · 4.125%
HK$91,092
baseline
▲ 0.50% · 4.625%
HK$95,894
+HK$4,802/mo
Deposit HK$1.89M · loan HK$17.03M · min. income ≈ HK$182,184/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$709,756 · Scale 2, in force from 26 Feb 2026)