LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,160
−HK$2,706/mo
▼ 0.25% · 3.875%
HK$44,502
−HK$1,364/mo
Today · 4.125%
HK$45,866
baseline
▲ 0.50% · 4.625%
HK$48,657
+HK$2,791/mo
Deposit HK$9.46M · loan HK$9.46M · min. income ≈ HK$91,732/mo (50% DSR)
Upfront cash ≈ HK$10.17M (deposit + AVD stamp duty HK$709,783 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,015
−HK$2,594/mo
▼ 0.25% · 3.875%
HK$49,302
−HK$1,307/mo
Today · 4.125%
HK$50,609
baseline
▲ 0.50% · 4.625%
HK$53,276
+HK$2,667/mo
Deposit HK$9.46M · loan HK$9.46M · min. income ≈ HK$101,218/mo (50% DSR)
Upfront cash ≈ HK$10.17M (deposit + AVD stamp duty HK$709,783 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,792
−HK$3,247/mo
▼ 0.25% · 3.875%
HK$53,403
−HK$1,636/mo
Today · 4.125%
HK$55,039
baseline
▲ 0.50% · 4.625%
HK$58,388
+HK$3,349/mo
Deposit HK$7.57M · loan HK$11.36M · min. income ≈ HK$110,078/mo (50% DSR)
Upfront cash ≈ HK$8.28M (deposit + AVD stamp duty HK$709,783 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,618
−HK$3,112/mo
▼ 0.25% · 3.875%
HK$59,163
−HK$1,567/mo
Today · 4.125%
HK$60,730
baseline
▲ 0.50% · 4.625%
HK$63,932
+HK$3,202/mo
Deposit HK$7.57M · loan HK$11.36M · min. income ≈ HK$121,460/mo (50% DSR)
Upfront cash ≈ HK$8.28M (deposit + AVD stamp duty HK$709,783 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,423
−HK$3,790/mo
▼ 0.25% · 3.875%
HK$62,303
−HK$1,910/mo
Today · 4.125%
HK$64,213
baseline
▲ 0.50% · 4.625%
HK$68,120
+HK$3,907/mo
Deposit HK$5.68M · loan HK$13.25M · min. income ≈ HK$128,426/mo (50% DSR)
Upfront cash ≈ HK$6.39M (deposit + AVD stamp duty HK$709,783 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,220
−HK$3,632/mo
▼ 0.25% · 3.875%
HK$69,023
−HK$1,829/mo
Today · 4.125%
HK$70,852
baseline
▲ 0.50% · 4.625%
HK$74,587
+HK$3,735/mo
Deposit HK$5.68M · loan HK$13.25M · min. income ≈ HK$141,704/mo (50% DSR)
Upfront cash ≈ HK$6.39M (deposit + AVD stamp duty HK$709,783 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,687
−HK$4,872/mo
▼ 0.25% · 3.875%
HK$80,104
−HK$2,455/mo
Today · 4.125%
HK$82,559
baseline
▲ 0.50% · 4.625%
HK$87,583
+HK$5,024/mo
Deposit HK$1.89M · loan HK$17.03M · min. income ≈ HK$165,118/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$709,783 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,426
−HK$4,670/mo
▼ 0.25% · 3.875%
HK$88,744
−HK$2,352/mo
Today · 4.125%
HK$91,096
baseline
▲ 0.50% · 4.625%
HK$95,897
+HK$4,801/mo
Deposit HK$1.89M · loan HK$17.03M · min. income ≈ HK$182,192/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$709,783 · Scale 2, in force from 26 Feb 2026)