LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,161
−HK$2,706/mo
▼ 0.25% · 3.875%
HK$44,503
−HK$1,364/mo
Today · 4.125%
HK$45,867
baseline
▲ 0.50% · 4.625%
HK$48,658
+HK$2,791/mo
Deposit HK$9.46M · loan HK$9.46M · min. income ≈ HK$91,734/mo (50% DSR)
Upfront cash ≈ HK$10.17M (deposit + AVD stamp duty HK$709,801 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,016
−HK$2,594/mo
▼ 0.25% · 3.875%
HK$49,304
−HK$1,306/mo
Today · 4.125%
HK$50,610
baseline
▲ 0.50% · 4.625%
HK$53,278
+HK$2,668/mo
Deposit HK$9.46M · loan HK$9.46M · min. income ≈ HK$101,220/mo (50% DSR)
Upfront cash ≈ HK$10.17M (deposit + AVD stamp duty HK$709,801 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,793
−HK$3,248/mo
▼ 0.25% · 3.875%
HK$53,404
−HK$1,637/mo
Today · 4.125%
HK$55,041
baseline
▲ 0.50% · 4.625%
HK$58,390
+HK$3,349/mo
Deposit HK$7.57M · loan HK$11.36M · min. income ≈ HK$110,082/mo (50% DSR)
Upfront cash ≈ HK$8.28M (deposit + AVD stamp duty HK$709,801 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,619
−HK$3,113/mo
▼ 0.25% · 3.875%
HK$59,164
−HK$1,568/mo
Today · 4.125%
HK$60,732
baseline
▲ 0.50% · 4.625%
HK$63,933
+HK$3,201/mo
Deposit HK$7.57M · loan HK$11.36M · min. income ≈ HK$121,464/mo (50% DSR)
Upfront cash ≈ HK$8.28M (deposit + AVD stamp duty HK$709,801 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,425
−HK$3,789/mo
▼ 0.25% · 3.875%
HK$62,305
−HK$1,909/mo
Today · 4.125%
HK$64,214
baseline
▲ 0.50% · 4.625%
HK$68,122
+HK$3,908/mo
Deposit HK$5.68M · loan HK$13.25M · min. income ≈ HK$128,428/mo (50% DSR)
Upfront cash ≈ HK$6.39M (deposit + AVD stamp duty HK$709,801 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,222
−HK$3,632/mo
▼ 0.25% · 3.875%
HK$69,025
−HK$1,829/mo
Today · 4.125%
HK$70,854
baseline
▲ 0.50% · 4.625%
HK$74,589
+HK$3,735/mo
Deposit HK$5.68M · loan HK$13.25M · min. income ≈ HK$141,708/mo (50% DSR)
Upfront cash ≈ HK$6.39M (deposit + AVD stamp duty HK$709,801 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,689
−HK$4,872/mo
▼ 0.25% · 3.875%
HK$80,106
−HK$2,455/mo
Today · 4.125%
HK$82,561
baseline
▲ 0.50% · 4.625%
HK$87,585
+HK$5,024/mo
Deposit HK$1.89M · loan HK$17.04M · min. income ≈ HK$165,122/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$709,801 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,429
−HK$4,669/mo
▼ 0.25% · 3.875%
HK$88,747
−HK$2,351/mo
Today · 4.125%
HK$91,098
baseline
▲ 0.50% · 4.625%
HK$95,900
+HK$4,802/mo
Deposit HK$1.89M · loan HK$17.04M · min. income ≈ HK$182,196/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$709,801 · Scale 2, in force from 26 Feb 2026)