LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,162
−HK$2,707/mo
▼ 0.25% · 3.875%
HK$44,505
−HK$1,364/mo
Today · 4.125%
HK$45,869
baseline
▲ 0.50% · 4.625%
HK$48,660
+HK$2,791/mo
Deposit HK$9.46M · loan HK$9.46M · min. income ≈ HK$91,738/mo (50% DSR)
Upfront cash ≈ HK$10.17M (deposit + AVD stamp duty HK$709,829 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,018
−HK$2,594/mo
▼ 0.25% · 3.875%
HK$49,306
−HK$1,306/mo
Today · 4.125%
HK$50,612
baseline
▲ 0.50% · 4.625%
HK$53,280
+HK$2,668/mo
Deposit HK$9.46M · loan HK$9.46M · min. income ≈ HK$101,224/mo (50% DSR)
Upfront cash ≈ HK$10.17M (deposit + AVD stamp duty HK$709,829 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,795
−HK$3,248/mo
▼ 0.25% · 3.875%
HK$53,406
−HK$1,637/mo
Today · 4.125%
HK$55,043
baseline
▲ 0.50% · 4.625%
HK$58,392
+HK$3,349/mo
Deposit HK$7.57M · loan HK$11.36M · min. income ≈ HK$110,086/mo (50% DSR)
Upfront cash ≈ HK$8.28M (deposit + AVD stamp duty HK$709,829 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,621
−HK$3,113/mo
▼ 0.25% · 3.875%
HK$59,167
−HK$1,567/mo
Today · 4.125%
HK$60,734
baseline
▲ 0.50% · 4.625%
HK$63,936
+HK$3,202/mo
Deposit HK$7.57M · loan HK$11.36M · min. income ≈ HK$121,468/mo (50% DSR)
Upfront cash ≈ HK$8.28M (deposit + AVD stamp duty HK$709,829 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,427
−HK$3,790/mo
▼ 0.25% · 3.875%
HK$62,307
−HK$1,910/mo
Today · 4.125%
HK$64,217
baseline
▲ 0.50% · 4.625%
HK$68,124
+HK$3,907/mo
Deposit HK$5.68M · loan HK$13.25M · min. income ≈ HK$128,434/mo (50% DSR)
Upfront cash ≈ HK$6.39M (deposit + AVD stamp duty HK$709,829 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,225
−HK$3,632/mo
▼ 0.25% · 3.875%
HK$69,028
−HK$1,829/mo
Today · 4.125%
HK$70,857
baseline
▲ 0.50% · 4.625%
HK$74,592
+HK$3,735/mo
Deposit HK$5.68M · loan HK$13.25M · min. income ≈ HK$141,714/mo (50% DSR)
Upfront cash ≈ HK$6.39M (deposit + AVD stamp duty HK$709,829 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,692
−HK$4,872/mo
▼ 0.25% · 3.875%
HK$80,109
−HK$2,455/mo
Today · 4.125%
HK$82,564
baseline
▲ 0.50% · 4.625%
HK$87,588
+HK$5,024/mo
Deposit HK$1.89M · loan HK$17.04M · min. income ≈ HK$165,128/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$709,829 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,432
−HK$4,670/mo
▼ 0.25% · 3.875%
HK$88,750
−HK$2,352/mo
Today · 4.125%
HK$91,102
baseline
▲ 0.50% · 4.625%
HK$95,904
+HK$4,802/mo
Deposit HK$1.89M · loan HK$17.04M · min. income ≈ HK$182,204/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$709,829 · Scale 2, in force from 26 Feb 2026)