LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,163
−HK$2,707/mo
▼ 0.25% · 3.875%
HK$44,506
−HK$1,364/mo
Today · 4.125%
HK$45,870
baseline
▲ 0.50% · 4.625%
HK$48,661
+HK$2,791/mo
Deposit HK$9.46M · loan HK$9.46M · min. income ≈ HK$91,740/mo (50% DSR)
Upfront cash ≈ HK$10.17M (deposit + AVD stamp duty HK$709,841 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,019
−HK$2,594/mo
▼ 0.25% · 3.875%
HK$49,306
−HK$1,307/mo
Today · 4.125%
HK$50,613
baseline
▲ 0.50% · 4.625%
HK$53,281
+HK$2,668/mo
Deposit HK$9.46M · loan HK$9.46M · min. income ≈ HK$101,226/mo (50% DSR)
Upfront cash ≈ HK$10.17M (deposit + AVD stamp duty HK$709,841 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,796
−HK$3,248/mo
▼ 0.25% · 3.875%
HK$53,407
−HK$1,637/mo
Today · 4.125%
HK$55,044
baseline
▲ 0.50% · 4.625%
HK$58,393
+HK$3,349/mo
Deposit HK$7.57M · loan HK$11.36M · min. income ≈ HK$110,088/mo (50% DSR)
Upfront cash ≈ HK$8.28M (deposit + AVD stamp duty HK$709,841 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,622
−HK$3,113/mo
▼ 0.25% · 3.875%
HK$59,168
−HK$1,567/mo
Today · 4.125%
HK$60,735
baseline
▲ 0.50% · 4.625%
HK$63,937
+HK$3,202/mo
Deposit HK$7.57M · loan HK$11.36M · min. income ≈ HK$121,470/mo (50% DSR)
Upfront cash ≈ HK$8.28M (deposit + AVD stamp duty HK$709,841 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,428
−HK$3,790/mo
▼ 0.25% · 3.875%
HK$62,308
−HK$1,910/mo
Today · 4.125%
HK$64,218
baseline
▲ 0.50% · 4.625%
HK$68,125
+HK$3,907/mo
Deposit HK$5.68M · loan HK$13.25M · min. income ≈ HK$128,436/mo (50% DSR)
Upfront cash ≈ HK$6.39M (deposit + AVD stamp duty HK$709,841 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,226
−HK$3,632/mo
▼ 0.25% · 3.875%
HK$69,029
−HK$1,829/mo
Today · 4.125%
HK$70,858
baseline
▲ 0.50% · 4.625%
HK$74,593
+HK$3,735/mo
Deposit HK$5.68M · loan HK$13.25M · min. income ≈ HK$141,716/mo (50% DSR)
Upfront cash ≈ HK$6.39M (deposit + AVD stamp duty HK$709,841 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,694
−HK$4,872/mo
▼ 0.25% · 3.875%
HK$80,110
−HK$2,456/mo
Today · 4.125%
HK$82,566
baseline
▲ 0.50% · 4.625%
HK$87,590
+HK$5,024/mo
Deposit HK$1.89M · loan HK$17.04M · min. income ≈ HK$165,132/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$709,841 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,433
−HK$4,670/mo
▼ 0.25% · 3.875%
HK$88,752
−HK$2,351/mo
Today · 4.125%
HK$91,103
baseline
▲ 0.50% · 4.625%
HK$95,905
+HK$4,802/mo
Deposit HK$1.89M · loan HK$17.04M · min. income ≈ HK$182,206/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$709,841 · Scale 2, in force from 26 Feb 2026)