LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,166
−HK$2,707/mo
▼ 0.25% · 3.875%
HK$44,509
−HK$1,364/mo
Today · 4.125%
HK$45,873
baseline
▲ 0.50% · 4.625%
HK$48,664
+HK$2,791/mo
Deposit HK$9.47M · loan HK$9.47M · min. income ≈ HK$91,746/mo (50% DSR)
Upfront cash ≈ HK$10.18M (deposit + AVD stamp duty HK$709,886 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,022
−HK$2,594/mo
▼ 0.25% · 3.875%
HK$49,310
−HK$1,306/mo
Today · 4.125%
HK$50,616
baseline
▲ 0.50% · 4.625%
HK$53,284
+HK$2,668/mo
Deposit HK$9.47M · loan HK$9.47M · min. income ≈ HK$101,232/mo (50% DSR)
Upfront cash ≈ HK$10.18M (deposit + AVD stamp duty HK$709,886 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,799
−HK$3,248/mo
▼ 0.25% · 3.875%
HK$53,410
−HK$1,637/mo
Today · 4.125%
HK$55,047
baseline
▲ 0.50% · 4.625%
HK$58,397
+HK$3,350/mo
Deposit HK$7.57M · loan HK$11.36M · min. income ≈ HK$110,094/mo (50% DSR)
Upfront cash ≈ HK$8.28M (deposit + AVD stamp duty HK$709,886 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,626
−HK$3,113/mo
▼ 0.25% · 3.875%
HK$59,171
−HK$1,568/mo
Today · 4.125%
HK$60,739
baseline
▲ 0.50% · 4.625%
HK$63,941
+HK$3,202/mo
Deposit HK$7.57M · loan HK$11.36M · min. income ≈ HK$121,478/mo (50% DSR)
Upfront cash ≈ HK$8.28M (deposit + AVD stamp duty HK$709,886 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,432
−HK$3,790/mo
▼ 0.25% · 3.875%
HK$62,312
−HK$1,910/mo
Today · 4.125%
HK$64,222
baseline
▲ 0.50% · 4.625%
HK$68,130
+HK$3,908/mo
Deposit HK$5.68M · loan HK$13.25M · min. income ≈ HK$128,444/mo (50% DSR)
Upfront cash ≈ HK$6.39M (deposit + AVD stamp duty HK$709,886 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,230
−HK$3,632/mo
▼ 0.25% · 3.875%
HK$69,033
−HK$1,829/mo
Today · 4.125%
HK$70,862
baseline
▲ 0.50% · 4.625%
HK$74,598
+HK$3,736/mo
Deposit HK$5.68M · loan HK$13.25M · min. income ≈ HK$141,724/mo (50% DSR)
Upfront cash ≈ HK$6.39M (deposit + AVD stamp duty HK$709,886 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,699
−HK$4,872/mo
▼ 0.25% · 3.875%
HK$80,115
−HK$2,456/mo
Today · 4.125%
HK$82,571
baseline
▲ 0.50% · 4.625%
HK$87,595
+HK$5,024/mo
Deposit HK$1.89M · loan HK$17.04M · min. income ≈ HK$165,142/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$709,886 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,439
−HK$4,670/mo
▼ 0.25% · 3.875%
HK$88,757
−HK$2,352/mo
Today · 4.125%
HK$91,109
baseline
▲ 0.50% · 4.625%
HK$95,911
+HK$4,802/mo
Deposit HK$1.89M · loan HK$17.04M · min. income ≈ HK$182,218/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$709,886 · Scale 2, in force from 26 Feb 2026)