LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,167
−HK$2,707/mo
▼ 0.25% · 3.875%
HK$44,509
−HK$1,365/mo
Today · 4.125%
HK$45,874
baseline
▲ 0.50% · 4.625%
HK$48,665
+HK$2,791/mo
Deposit HK$9.47M · loan HK$9.47M · min. income ≈ HK$91,748/mo (50% DSR)
Upfront cash ≈ HK$10.18M (deposit + AVD stamp duty HK$709,897 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,022
−HK$2,595/mo
▼ 0.25% · 3.875%
HK$49,310
−HK$1,307/mo
Today · 4.125%
HK$50,617
baseline
▲ 0.50% · 4.625%
HK$53,285
+HK$2,668/mo
Deposit HK$9.47M · loan HK$9.47M · min. income ≈ HK$101,234/mo (50% DSR)
Upfront cash ≈ HK$10.18M (deposit + AVD stamp duty HK$709,897 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,800
−HK$3,248/mo
▼ 0.25% · 3.875%
HK$53,411
−HK$1,637/mo
Today · 4.125%
HK$55,048
baseline
▲ 0.50% · 4.625%
HK$58,398
+HK$3,350/mo
Deposit HK$7.57M · loan HK$11.36M · min. income ≈ HK$110,096/mo (50% DSR)
Upfront cash ≈ HK$8.28M (deposit + AVD stamp duty HK$709,897 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,627
−HK$3,113/mo
▼ 0.25% · 3.875%
HK$59,172
−HK$1,568/mo
Today · 4.125%
HK$60,740
baseline
▲ 0.50% · 4.625%
HK$63,942
+HK$3,202/mo
Deposit HK$7.57M · loan HK$11.36M · min. income ≈ HK$121,480/mo (50% DSR)
Upfront cash ≈ HK$8.28M (deposit + AVD stamp duty HK$709,897 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,433
−HK$3,790/mo
▼ 0.25% · 3.875%
HK$62,313
−HK$1,910/mo
Today · 4.125%
HK$64,223
baseline
▲ 0.50% · 4.625%
HK$68,131
+HK$3,908/mo
Deposit HK$5.68M · loan HK$13.25M · min. income ≈ HK$128,446/mo (50% DSR)
Upfront cash ≈ HK$6.39M (deposit + AVD stamp duty HK$709,897 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,231
−HK$3,633/mo
▼ 0.25% · 3.875%
HK$69,034
−HK$1,830/mo
Today · 4.125%
HK$70,864
baseline
▲ 0.50% · 4.625%
HK$74,599
+HK$3,735/mo
Deposit HK$5.68M · loan HK$13.25M · min. income ≈ HK$141,728/mo (50% DSR)
Upfront cash ≈ HK$6.39M (deposit + AVD stamp duty HK$709,897 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,700
−HK$4,872/mo
▼ 0.25% · 3.875%
HK$80,117
−HK$2,455/mo
Today · 4.125%
HK$82,572
baseline
▲ 0.50% · 4.625%
HK$87,597
+HK$5,025/mo
Deposit HK$1.89M · loan HK$17.04M · min. income ≈ HK$165,144/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$709,897 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,440
−HK$4,670/mo
▼ 0.25% · 3.875%
HK$88,759
−HK$2,351/mo
Today · 4.125%
HK$91,110
baseline
▲ 0.50% · 4.625%
HK$95,913
+HK$4,803/mo
Deposit HK$1.89M · loan HK$17.04M · min. income ≈ HK$182,220/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$709,897 · Scale 2, in force from 26 Feb 2026)