LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,167
−HK$2,707/mo
▼ 0.25% · 3.875%
HK$44,510
−HK$1,364/mo
Today · 4.125%
HK$45,874
baseline
▲ 0.50% · 4.625%
HK$48,665
+HK$2,791/mo
Deposit HK$9.47M · loan HK$9.47M · min. income ≈ HK$91,748/mo (50% DSR)
Upfront cash ≈ HK$10.18M (deposit + AVD stamp duty HK$709,901 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,023
−HK$2,594/mo
▼ 0.25% · 3.875%
HK$49,311
−HK$1,306/mo
Today · 4.125%
HK$50,617
baseline
▲ 0.50% · 4.625%
HK$53,285
+HK$2,668/mo
Deposit HK$9.47M · loan HK$9.47M · min. income ≈ HK$101,234/mo (50% DSR)
Upfront cash ≈ HK$10.18M (deposit + AVD stamp duty HK$709,901 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,800
−HK$3,249/mo
▼ 0.25% · 3.875%
HK$53,411
−HK$1,638/mo
Today · 4.125%
HK$55,049
baseline
▲ 0.50% · 4.625%
HK$58,398
+HK$3,349/mo
Deposit HK$7.57M · loan HK$11.36M · min. income ≈ HK$110,098/mo (50% DSR)
Upfront cash ≈ HK$8.28M (deposit + AVD stamp duty HK$709,901 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,627
−HK$3,114/mo
▼ 0.25% · 3.875%
HK$59,173
−HK$1,568/mo
Today · 4.125%
HK$60,741
baseline
▲ 0.50% · 4.625%
HK$63,942
+HK$3,201/mo
Deposit HK$7.57M · loan HK$11.36M · min. income ≈ HK$121,482/mo (50% DSR)
Upfront cash ≈ HK$8.28M (deposit + AVD stamp duty HK$709,901 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,434
−HK$3,789/mo
▼ 0.25% · 3.875%
HK$62,313
−HK$1,910/mo
Today · 4.125%
HK$64,223
baseline
▲ 0.50% · 4.625%
HK$68,131
+HK$3,908/mo
Deposit HK$5.68M · loan HK$13.25M · min. income ≈ HK$128,446/mo (50% DSR)
Upfront cash ≈ HK$6.39M (deposit + AVD stamp duty HK$709,901 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,232
−HK$3,632/mo
▼ 0.25% · 3.875%
HK$69,035
−HK$1,829/mo
Today · 4.125%
HK$70,864
baseline
▲ 0.50% · 4.625%
HK$74,599
+HK$3,735/mo
Deposit HK$5.68M · loan HK$13.25M · min. income ≈ HK$141,728/mo (50% DSR)
Upfront cash ≈ HK$6.39M (deposit + AVD stamp duty HK$709,901 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,700
−HK$4,873/mo
▼ 0.25% · 3.875%
HK$80,117
−HK$2,456/mo
Today · 4.125%
HK$82,573
baseline
▲ 0.50% · 4.625%
HK$87,597
+HK$5,024/mo
Deposit HK$1.89M · loan HK$17.04M · min. income ≈ HK$165,146/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$709,901 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,441
−HK$4,670/mo
▼ 0.25% · 3.875%
HK$88,759
−HK$2,352/mo
Today · 4.125%
HK$91,111
baseline
▲ 0.50% · 4.625%
HK$95,914
+HK$4,803/mo
Deposit HK$1.89M · loan HK$17.04M · min. income ≈ HK$182,222/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$709,901 · Scale 2, in force from 26 Feb 2026)