LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,167
−HK$2,707/mo
▼ 0.25% · 3.875%
HK$44,510
−HK$1,364/mo
Today · 4.125%
HK$45,874
baseline
▲ 0.50% · 4.625%
HK$48,666
+HK$2,792/mo
Deposit HK$9.47M · loan HK$9.47M · min. income ≈ HK$91,748/mo (50% DSR)
Upfront cash ≈ HK$10.18M (deposit + AVD stamp duty HK$709,910 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,023
−HK$2,595/mo
▼ 0.25% · 3.875%
HK$49,311
−HK$1,307/mo
Today · 4.125%
HK$50,618
baseline
▲ 0.50% · 4.625%
HK$53,286
+HK$2,668/mo
Deposit HK$9.47M · loan HK$9.47M · min. income ≈ HK$101,236/mo (50% DSR)
Upfront cash ≈ HK$10.18M (deposit + AVD stamp duty HK$709,910 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,801
−HK$3,248/mo
▼ 0.25% · 3.875%
HK$53,412
−HK$1,637/mo
Today · 4.125%
HK$55,049
baseline
▲ 0.50% · 4.625%
HK$58,399
+HK$3,350/mo
Deposit HK$7.57M · loan HK$11.36M · min. income ≈ HK$110,098/mo (50% DSR)
Upfront cash ≈ HK$8.28M (deposit + AVD stamp duty HK$709,910 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,628
−HK$3,113/mo
▼ 0.25% · 3.875%
HK$59,173
−HK$1,568/mo
Today · 4.125%
HK$60,741
baseline
▲ 0.50% · 4.625%
HK$63,943
+HK$3,202/mo
Deposit HK$7.57M · loan HK$11.36M · min. income ≈ HK$121,482/mo (50% DSR)
Upfront cash ≈ HK$8.28M (deposit + AVD stamp duty HK$709,910 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,434
−HK$3,790/mo
▼ 0.25% · 3.875%
HK$62,314
−HK$1,910/mo
Today · 4.125%
HK$64,224
baseline
▲ 0.50% · 4.625%
HK$68,132
+HK$3,908/mo
Deposit HK$5.68M · loan HK$13.25M · min. income ≈ HK$128,448/mo (50% DSR)
Upfront cash ≈ HK$6.39M (deposit + AVD stamp duty HK$709,910 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,233
−HK$3,632/mo
▼ 0.25% · 3.875%
HK$69,036
−HK$1,829/mo
Today · 4.125%
HK$70,865
baseline
▲ 0.50% · 4.625%
HK$74,600
+HK$3,735/mo
Deposit HK$5.68M · loan HK$13.25M · min. income ≈ HK$141,730/mo (50% DSR)
Upfront cash ≈ HK$6.39M (deposit + AVD stamp duty HK$709,910 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,701
−HK$4,873/mo
▼ 0.25% · 3.875%
HK$80,118
−HK$2,456/mo
Today · 4.125%
HK$82,574
baseline
▲ 0.50% · 4.625%
HK$87,598
+HK$5,024/mo
Deposit HK$1.89M · loan HK$17.04M · min. income ≈ HK$165,148/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$709,910 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,442
−HK$4,670/mo
▼ 0.25% · 3.875%
HK$88,760
−HK$2,352/mo
Today · 4.125%
HK$91,112
baseline
▲ 0.50% · 4.625%
HK$95,915
+HK$4,803/mo
Deposit HK$1.89M · loan HK$17.04M · min. income ≈ HK$182,224/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$709,910 · Scale 2, in force from 26 Feb 2026)