LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,169
−HK$2,707/mo
▼ 0.25% · 3.875%
HK$44,512
−HK$1,364/mo
Today · 4.125%
HK$45,876
baseline
▲ 0.50% · 4.625%
HK$48,667
+HK$2,791/mo
Deposit HK$9.47M · loan HK$9.47M · min. income ≈ HK$91,752/mo (50% DSR)
Upfront cash ≈ HK$10.18M (deposit + AVD stamp duty HK$709,935 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,025
−HK$2,595/mo
▼ 0.25% · 3.875%
HK$49,313
−HK$1,307/mo
Today · 4.125%
HK$50,620
baseline
▲ 0.50% · 4.625%
HK$53,288
+HK$2,668/mo
Deposit HK$9.47M · loan HK$9.47M · min. income ≈ HK$101,240/mo (50% DSR)
Upfront cash ≈ HK$10.18M (deposit + AVD stamp duty HK$709,935 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,803
−HK$3,248/mo
▼ 0.25% · 3.875%
HK$53,414
−HK$1,637/mo
Today · 4.125%
HK$55,051
baseline
▲ 0.50% · 4.625%
HK$58,401
+HK$3,350/mo
Deposit HK$7.57M · loan HK$11.36M · min. income ≈ HK$110,102/mo (50% DSR)
Upfront cash ≈ HK$8.28M (deposit + AVD stamp duty HK$709,935 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,630
−HK$3,113/mo
▼ 0.25% · 3.875%
HK$59,176
−HK$1,567/mo
Today · 4.125%
HK$60,743
baseline
▲ 0.50% · 4.625%
HK$63,945
+HK$3,202/mo
Deposit HK$7.57M · loan HK$11.36M · min. income ≈ HK$121,486/mo (50% DSR)
Upfront cash ≈ HK$8.28M (deposit + AVD stamp duty HK$709,935 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,436
−HK$3,790/mo
▼ 0.25% · 3.875%
HK$62,316
−HK$1,910/mo
Today · 4.125%
HK$64,226
baseline
▲ 0.50% · 4.625%
HK$68,134
+HK$3,908/mo
Deposit HK$5.68M · loan HK$13.25M · min. income ≈ HK$128,452/mo (50% DSR)
Upfront cash ≈ HK$6.39M (deposit + AVD stamp duty HK$709,935 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,235
−HK$3,632/mo
▼ 0.25% · 3.875%
HK$69,038
−HK$1,829/mo
Today · 4.125%
HK$70,867
baseline
▲ 0.50% · 4.625%
HK$74,603
+HK$3,736/mo
Deposit HK$5.68M · loan HK$13.25M · min. income ≈ HK$141,734/mo (50% DSR)
Upfront cash ≈ HK$6.39M (deposit + AVD stamp duty HK$709,935 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,704
−HK$4,873/mo
▼ 0.25% · 3.875%
HK$80,121
−HK$2,456/mo
Today · 4.125%
HK$82,577
baseline
▲ 0.50% · 4.625%
HK$87,601
+HK$5,024/mo
Deposit HK$1.89M · loan HK$17.04M · min. income ≈ HK$165,154/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$709,935 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,445
−HK$4,670/mo
▼ 0.25% · 3.875%
HK$88,763
−HK$2,352/mo
Today · 4.125%
HK$91,115
baseline
▲ 0.50% · 4.625%
HK$95,918
+HK$4,803/mo
Deposit HK$1.89M · loan HK$17.04M · min. income ≈ HK$182,230/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$709,935 · Scale 2, in force from 26 Feb 2026)