LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,170
−HK$2,707/mo
▼ 0.25% · 3.875%
HK$44,513
−HK$1,364/mo
Today · 4.125%
HK$45,877
baseline
▲ 0.50% · 4.625%
HK$48,669
+HK$2,792/mo
Deposit HK$9.47M · loan HK$9.47M · min. income ≈ HK$91,754/mo (50% DSR)
Upfront cash ≈ HK$10.18M (deposit + AVD stamp duty HK$709,951 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,026
−HK$2,595/mo
▼ 0.25% · 3.875%
HK$49,314
−HK$1,307/mo
Today · 4.125%
HK$50,621
baseline
▲ 0.50% · 4.625%
HK$53,289
+HK$2,668/mo
Deposit HK$9.47M · loan HK$9.47M · min. income ≈ HK$101,242/mo (50% DSR)
Upfront cash ≈ HK$10.18M (deposit + AVD stamp duty HK$709,951 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,804
−HK$3,248/mo
▼ 0.25% · 3.875%
HK$53,415
−HK$1,637/mo
Today · 4.125%
HK$55,052
baseline
▲ 0.50% · 4.625%
HK$58,402
+HK$3,350/mo
Deposit HK$7.57M · loan HK$11.36M · min. income ≈ HK$110,104/mo (50% DSR)
Upfront cash ≈ HK$8.28M (deposit + AVD stamp duty HK$709,951 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,631
−HK$3,114/mo
▼ 0.25% · 3.875%
HK$59,177
−HK$1,568/mo
Today · 4.125%
HK$60,745
baseline
▲ 0.50% · 4.625%
HK$63,947
+HK$3,202/mo
Deposit HK$7.57M · loan HK$11.36M · min. income ≈ HK$121,490/mo (50% DSR)
Upfront cash ≈ HK$8.28M (deposit + AVD stamp duty HK$709,951 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,438
−HK$3,790/mo
▼ 0.25% · 3.875%
HK$62,318
−HK$1,910/mo
Today · 4.125%
HK$64,228
baseline
▲ 0.50% · 4.625%
HK$68,136
+HK$3,908/mo
Deposit HK$5.68M · loan HK$13.25M · min. income ≈ HK$128,456/mo (50% DSR)
Upfront cash ≈ HK$6.39M (deposit + AVD stamp duty HK$709,951 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,236
−HK$3,633/mo
▼ 0.25% · 3.875%
HK$69,040
−HK$1,829/mo
Today · 4.125%
HK$70,869
baseline
▲ 0.50% · 4.625%
HK$74,605
+HK$3,736/mo
Deposit HK$5.68M · loan HK$13.25M · min. income ≈ HK$141,738/mo (50% DSR)
Upfront cash ≈ HK$6.39M (deposit + AVD stamp duty HK$709,951 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,706
−HK$4,873/mo
▼ 0.25% · 3.875%
HK$80,123
−HK$2,456/mo
Today · 4.125%
HK$82,579
baseline
▲ 0.50% · 4.625%
HK$87,603
+HK$5,024/mo
Deposit HK$1.89M · loan HK$17.04M · min. income ≈ HK$165,158/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$709,951 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,447
−HK$4,670/mo
▼ 0.25% · 3.875%
HK$88,765
−HK$2,352/mo
Today · 4.125%
HK$91,117
baseline
▲ 0.50% · 4.625%
HK$95,920
+HK$4,803/mo
Deposit HK$1.89M · loan HK$17.04M · min. income ≈ HK$182,234/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$709,951 · Scale 2, in force from 26 Feb 2026)