LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,170
−HK$2,708/mo
▼ 0.25% · 3.875%
HK$44,513
−HK$1,365/mo
Today · 4.125%
HK$45,878
baseline
▲ 0.50% · 4.625%
HK$48,669
+HK$2,791/mo
Deposit HK$9.47M · loan HK$9.47M · min. income ≈ HK$91,756/mo (50% DSR)
Upfront cash ≈ HK$10.18M (deposit + AVD stamp duty HK$709,959 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,027
−HK$2,594/mo
▼ 0.25% · 3.875%
HK$49,315
−HK$1,306/mo
Today · 4.125%
HK$50,621
baseline
▲ 0.50% · 4.625%
HK$53,290
+HK$2,669/mo
Deposit HK$9.47M · loan HK$9.47M · min. income ≈ HK$101,242/mo (50% DSR)
Upfront cash ≈ HK$10.18M (deposit + AVD stamp duty HK$709,959 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,804
−HK$3,249/mo
▼ 0.25% · 3.875%
HK$53,416
−HK$1,637/mo
Today · 4.125%
HK$55,053
baseline
▲ 0.50% · 4.625%
HK$58,403
+HK$3,350/mo
Deposit HK$7.57M · loan HK$11.36M · min. income ≈ HK$110,106/mo (50% DSR)
Upfront cash ≈ HK$8.28M (deposit + AVD stamp duty HK$709,959 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,632
−HK$3,114/mo
▼ 0.25% · 3.875%
HK$59,178
−HK$1,568/mo
Today · 4.125%
HK$60,746
baseline
▲ 0.50% · 4.625%
HK$63,948
+HK$3,202/mo
Deposit HK$7.57M · loan HK$11.36M · min. income ≈ HK$121,492/mo (50% DSR)
Upfront cash ≈ HK$8.28M (deposit + AVD stamp duty HK$709,959 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,438
−HK$3,791/mo
▼ 0.25% · 3.875%
HK$62,318
−HK$1,911/mo
Today · 4.125%
HK$64,229
baseline
▲ 0.50% · 4.625%
HK$68,137
+HK$3,908/mo
Deposit HK$5.68M · loan HK$13.25M · min. income ≈ HK$128,458/mo (50% DSR)
Upfront cash ≈ HK$6.39M (deposit + AVD stamp duty HK$709,959 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,237
−HK$3,633/mo
▼ 0.25% · 3.875%
HK$69,040
−HK$1,830/mo
Today · 4.125%
HK$70,870
baseline
▲ 0.50% · 4.625%
HK$74,605
+HK$3,735/mo
Deposit HK$5.68M · loan HK$13.25M · min. income ≈ HK$141,740/mo (50% DSR)
Upfront cash ≈ HK$6.39M (deposit + AVD stamp duty HK$709,959 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,707
−HK$4,873/mo
▼ 0.25% · 3.875%
HK$80,124
−HK$2,456/mo
Today · 4.125%
HK$82,580
baseline
▲ 0.50% · 4.625%
HK$87,604
+HK$5,024/mo
Deposit HK$1.89M · loan HK$17.04M · min. income ≈ HK$165,160/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$709,959 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,448
−HK$4,670/mo
▼ 0.25% · 3.875%
HK$88,766
−HK$2,352/mo
Today · 4.125%
HK$91,118
baseline
▲ 0.50% · 4.625%
HK$95,921
+HK$4,803/mo
Deposit HK$1.89M · loan HK$17.04M · min. income ≈ HK$182,236/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$709,959 · Scale 2, in force from 26 Feb 2026)