LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,171
−HK$2,707/mo
▼ 0.25% · 3.875%
HK$44,514
−HK$1,364/mo
Today · 4.125%
HK$45,878
baseline
▲ 0.50% · 4.625%
HK$48,669
+HK$2,791/mo
Deposit HK$9.47M · loan HK$9.47M · min. income ≈ HK$91,756/mo (50% DSR)
Upfront cash ≈ HK$10.18M (deposit + AVD stamp duty HK$709,964 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,027
−HK$2,595/mo
▼ 0.25% · 3.875%
HK$49,315
−HK$1,307/mo
Today · 4.125%
HK$50,622
baseline
▲ 0.50% · 4.625%
HK$53,290
+HK$2,668/mo
Deposit HK$9.47M · loan HK$9.47M · min. income ≈ HK$101,244/mo (50% DSR)
Upfront cash ≈ HK$10.18M (deposit + AVD stamp duty HK$709,964 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,805
−HK$3,248/mo
▼ 0.25% · 3.875%
HK$53,416
−HK$1,637/mo
Today · 4.125%
HK$55,053
baseline
▲ 0.50% · 4.625%
HK$58,403
+HK$3,350/mo
Deposit HK$7.57M · loan HK$11.36M · min. income ≈ HK$110,106/mo (50% DSR)
Upfront cash ≈ HK$8.28M (deposit + AVD stamp duty HK$709,964 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,632
−HK$3,114/mo
▼ 0.25% · 3.875%
HK$59,178
−HK$1,568/mo
Today · 4.125%
HK$60,746
baseline
▲ 0.50% · 4.625%
HK$63,948
+HK$3,202/mo
Deposit HK$7.57M · loan HK$11.36M · min. income ≈ HK$121,492/mo (50% DSR)
Upfront cash ≈ HK$8.28M (deposit + AVD stamp duty HK$709,964 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,439
−HK$3,790/mo
▼ 0.25% · 3.875%
HK$62,319
−HK$1,910/mo
Today · 4.125%
HK$64,229
baseline
▲ 0.50% · 4.625%
HK$68,137
+HK$3,908/mo
Deposit HK$5.68M · loan HK$13.25M · min. income ≈ HK$128,458/mo (50% DSR)
Upfront cash ≈ HK$6.39M (deposit + AVD stamp duty HK$709,964 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,238
−HK$3,632/mo
▼ 0.25% · 3.875%
HK$69,041
−HK$1,829/mo
Today · 4.125%
HK$70,870
baseline
▲ 0.50% · 4.625%
HK$74,606
+HK$3,736/mo
Deposit HK$5.68M · loan HK$13.25M · min. income ≈ HK$141,740/mo (50% DSR)
Upfront cash ≈ HK$6.39M (deposit + AVD stamp duty HK$709,964 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,707
−HK$4,873/mo
▼ 0.25% · 3.875%
HK$80,124
−HK$2,456/mo
Today · 4.125%
HK$82,580
baseline
▲ 0.50% · 4.625%
HK$87,605
+HK$5,025/mo
Deposit HK$1.89M · loan HK$17.04M · min. income ≈ HK$165,160/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$709,964 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,448
−HK$4,671/mo
▼ 0.25% · 3.875%
HK$88,767
−HK$2,352/mo
Today · 4.125%
HK$91,119
baseline
▲ 0.50% · 4.625%
HK$95,922
+HK$4,803/mo
Deposit HK$1.89M · loan HK$17.04M · min. income ≈ HK$182,238/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$709,964 · Scale 2, in force from 26 Feb 2026)