LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,172
−HK$2,707/mo
▼ 0.25% · 3.875%
HK$44,515
−HK$1,364/mo
Today · 4.125%
HK$45,879
baseline
▲ 0.50% · 4.625%
HK$48,670
+HK$2,791/mo
Deposit HK$9.47M · loan HK$9.47M · min. income ≈ HK$91,758/mo (50% DSR)
Upfront cash ≈ HK$10.18M (deposit + AVD stamp duty HK$709,980 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,028
−HK$2,595/mo
▼ 0.25% · 3.875%
HK$49,316
−HK$1,307/mo
Today · 4.125%
HK$50,623
baseline
▲ 0.50% · 4.625%
HK$53,291
+HK$2,668/mo
Deposit HK$9.47M · loan HK$9.47M · min. income ≈ HK$101,246/mo (50% DSR)
Upfront cash ≈ HK$10.18M (deposit + AVD stamp duty HK$709,980 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,806
−HK$3,249/mo
▼ 0.25% · 3.875%
HK$53,417
−HK$1,638/mo
Today · 4.125%
HK$55,055
baseline
▲ 0.50% · 4.625%
HK$58,405
+HK$3,350/mo
Deposit HK$7.57M · loan HK$11.36M · min. income ≈ HK$110,110/mo (50% DSR)
Upfront cash ≈ HK$8.28M (deposit + AVD stamp duty HK$709,980 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,634
−HK$3,113/mo
▼ 0.25% · 3.875%
HK$59,179
−HK$1,568/mo
Today · 4.125%
HK$60,747
baseline
▲ 0.50% · 4.625%
HK$63,949
+HK$3,202/mo
Deposit HK$7.57M · loan HK$11.36M · min. income ≈ HK$121,494/mo (50% DSR)
Upfront cash ≈ HK$8.28M (deposit + AVD stamp duty HK$709,980 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,440
−HK$3,790/mo
▼ 0.25% · 3.875%
HK$62,320
−HK$1,910/mo
Today · 4.125%
HK$64,230
baseline
▲ 0.50% · 4.625%
HK$68,139
+HK$3,909/mo
Deposit HK$5.68M · loan HK$13.25M · min. income ≈ HK$128,460/mo (50% DSR)
Upfront cash ≈ HK$6.39M (deposit + AVD stamp duty HK$709,980 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,239
−HK$3,633/mo
▼ 0.25% · 3.875%
HK$69,043
−HK$1,829/mo
Today · 4.125%
HK$70,872
baseline
▲ 0.50% · 4.625%
HK$74,608
+HK$3,736/mo
Deposit HK$5.68M · loan HK$13.25M · min. income ≈ HK$141,744/mo (50% DSR)
Upfront cash ≈ HK$6.39M (deposit + AVD stamp duty HK$709,980 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,709
−HK$4,873/mo
▼ 0.25% · 3.875%
HK$80,126
−HK$2,456/mo
Today · 4.125%
HK$82,582
baseline
▲ 0.50% · 4.625%
HK$87,607
+HK$5,025/mo
Deposit HK$1.89M · loan HK$17.04M · min. income ≈ HK$165,164/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$709,980 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,450
−HK$4,671/mo
▼ 0.25% · 3.875%
HK$88,769
−HK$2,352/mo
Today · 4.125%
HK$91,121
baseline
▲ 0.50% · 4.625%
HK$95,924
+HK$4,803/mo
Deposit HK$1.89M · loan HK$17.04M · min. income ≈ HK$182,242/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$709,980 · Scale 2, in force from 26 Feb 2026)