LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,172
−HK$2,708/mo
▼ 0.25% · 3.875%
HK$44,515
−HK$1,365/mo
Today · 4.125%
HK$45,880
baseline
▲ 0.50% · 4.625%
HK$48,671
+HK$2,791/mo
Deposit HK$9.47M · loan HK$9.47M · min. income ≈ HK$91,760/mo (50% DSR)
Upfront cash ≈ HK$10.18M (deposit + AVD stamp duty HK$709,991 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,029
−HK$2,595/mo
▼ 0.25% · 3.875%
HK$49,317
−HK$1,307/mo
Today · 4.125%
HK$50,624
baseline
▲ 0.50% · 4.625%
HK$53,292
+HK$2,668/mo
Deposit HK$9.47M · loan HK$9.47M · min. income ≈ HK$101,248/mo (50% DSR)
Upfront cash ≈ HK$10.18M (deposit + AVD stamp duty HK$709,991 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,807
−HK$3,248/mo
▼ 0.25% · 3.875%
HK$53,418
−HK$1,637/mo
Today · 4.125%
HK$55,055
baseline
▲ 0.50% · 4.625%
HK$58,405
+HK$3,350/mo
Deposit HK$7.57M · loan HK$11.36M · min. income ≈ HK$110,110/mo (50% DSR)
Upfront cash ≈ HK$8.28M (deposit + AVD stamp duty HK$709,991 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,634
−HK$3,114/mo
▼ 0.25% · 3.875%
HK$59,180
−HK$1,568/mo
Today · 4.125%
HK$60,748
baseline
▲ 0.50% · 4.625%
HK$63,950
+HK$3,202/mo
Deposit HK$7.57M · loan HK$11.36M · min. income ≈ HK$121,496/mo (50% DSR)
Upfront cash ≈ HK$8.28M (deposit + AVD stamp duty HK$709,991 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,441
−HK$3,790/mo
▼ 0.25% · 3.875%
HK$62,321
−HK$1,910/mo
Today · 4.125%
HK$64,231
baseline
▲ 0.50% · 4.625%
HK$68,140
+HK$3,909/mo
Deposit HK$5.68M · loan HK$13.25M · min. income ≈ HK$128,462/mo (50% DSR)
Upfront cash ≈ HK$6.39M (deposit + AVD stamp duty HK$709,991 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,240
−HK$3,633/mo
▼ 0.25% · 3.875%
HK$69,044
−HK$1,829/mo
Today · 4.125%
HK$70,873
baseline
▲ 0.50% · 4.625%
HK$74,609
+HK$3,736/mo
Deposit HK$5.68M · loan HK$13.25M · min. income ≈ HK$141,746/mo (50% DSR)
Upfront cash ≈ HK$6.39M (deposit + AVD stamp duty HK$709,991 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,710
−HK$4,873/mo
▼ 0.25% · 3.875%
HK$80,127
−HK$2,456/mo
Today · 4.125%
HK$82,583
baseline
▲ 0.50% · 4.625%
HK$87,608
+HK$5,025/mo
Deposit HK$1.89M · loan HK$17.04M · min. income ≈ HK$165,166/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$709,991 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,452
−HK$4,670/mo
▼ 0.25% · 3.875%
HK$88,770
−HK$2,352/mo
Today · 4.125%
HK$91,122
baseline
▲ 0.50% · 4.625%
HK$95,926
+HK$4,804/mo
Deposit HK$1.89M · loan HK$17.04M · min. income ≈ HK$182,244/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$709,991 · Scale 2, in force from 26 Feb 2026)