LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,173
−HK$2,707/mo
▼ 0.25% · 3.875%
HK$44,516
−HK$1,364/mo
Today · 4.125%
HK$45,880
baseline
▲ 0.50% · 4.625%
HK$48,672
+HK$2,792/mo
Deposit HK$9.47M · loan HK$9.47M · min. income ≈ HK$91,760/mo (50% DSR)
Upfront cash ≈ HK$10.18M (deposit + AVD stamp duty HK$710,004 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,030
−HK$2,595/mo
▼ 0.25% · 3.875%
HK$49,318
−HK$1,307/mo
Today · 4.125%
HK$50,625
baseline
▲ 0.50% · 4.625%
HK$53,293
+HK$2,668/mo
Deposit HK$9.47M · loan HK$9.47M · min. income ≈ HK$101,250/mo (50% DSR)
Upfront cash ≈ HK$10.18M (deposit + AVD stamp duty HK$710,004 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,808
−HK$3,248/mo
▼ 0.25% · 3.875%
HK$53,419
−HK$1,637/mo
Today · 4.125%
HK$55,056
baseline
▲ 0.50% · 4.625%
HK$58,407
+HK$3,351/mo
Deposit HK$7.57M · loan HK$11.36M · min. income ≈ HK$110,112/mo (50% DSR)
Upfront cash ≈ HK$8.28M (deposit + AVD stamp duty HK$710,004 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,636
−HK$3,113/mo
▼ 0.25% · 3.875%
HK$59,181
−HK$1,568/mo
Today · 4.125%
HK$60,749
baseline
▲ 0.50% · 4.625%
HK$63,952
+HK$3,203/mo
Deposit HK$7.57M · loan HK$11.36M · min. income ≈ HK$121,498/mo (50% DSR)
Upfront cash ≈ HK$8.28M (deposit + AVD stamp duty HK$710,004 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,442
−HK$3,791/mo
▼ 0.25% · 3.875%
HK$62,322
−HK$1,911/mo
Today · 4.125%
HK$64,233
baseline
▲ 0.50% · 4.625%
HK$68,141
+HK$3,908/mo
Deposit HK$5.68M · loan HK$13.25M · min. income ≈ HK$128,466/mo (50% DSR)
Upfront cash ≈ HK$6.39M (deposit + AVD stamp duty HK$710,004 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,241
−HK$3,633/mo
▼ 0.25% · 3.875%
HK$69,045
−HK$1,829/mo
Today · 4.125%
HK$70,874
baseline
▲ 0.50% · 4.625%
HK$74,610
+HK$3,736/mo
Deposit HK$5.68M · loan HK$13.25M · min. income ≈ HK$141,748/mo (50% DSR)
Upfront cash ≈ HK$6.39M (deposit + AVD stamp duty HK$710,004 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,712
−HK$4,873/mo
▼ 0.25% · 3.875%
HK$80,129
−HK$2,456/mo
Today · 4.125%
HK$82,585
baseline
▲ 0.50% · 4.625%
HK$87,610
+HK$5,025/mo
Deposit HK$1.89M · loan HK$17.04M · min. income ≈ HK$165,170/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$710,004 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,453
−HK$4,671/mo
▼ 0.25% · 3.875%
HK$88,772
−HK$2,352/mo
Today · 4.125%
HK$91,124
baseline
▲ 0.50% · 4.625%
HK$95,927
+HK$4,803/mo
Deposit HK$1.89M · loan HK$17.04M · min. income ≈ HK$182,248/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$710,004 · Scale 2, in force from 26 Feb 2026)