LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,176
−HK$2,708/mo
▼ 0.25% · 3.875%
HK$44,519
−HK$1,365/mo
Today · 4.125%
HK$45,884
baseline
▲ 0.50% · 4.625%
HK$48,676
+HK$2,792/mo
Deposit HK$9.47M · loan HK$9.47M · min. income ≈ HK$91,768/mo (50% DSR)
Upfront cash ≈ HK$10.18M (deposit + AVD stamp duty HK$710,057 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,033
−HK$2,595/mo
▼ 0.25% · 3.875%
HK$49,321
−HK$1,307/mo
Today · 4.125%
HK$50,628
baseline
▲ 0.50% · 4.625%
HK$53,297
+HK$2,669/mo
Deposit HK$9.47M · loan HK$9.47M · min. income ≈ HK$101,256/mo (50% DSR)
Upfront cash ≈ HK$10.18M (deposit + AVD stamp duty HK$710,057 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,812
−HK$3,249/mo
▼ 0.25% · 3.875%
HK$53,423
−HK$1,638/mo
Today · 4.125%
HK$55,061
baseline
▲ 0.50% · 4.625%
HK$58,411
+HK$3,350/mo
Deposit HK$7.57M · loan HK$11.36M · min. income ≈ HK$110,122/mo (50% DSR)
Upfront cash ≈ HK$8.28M (deposit + AVD stamp duty HK$710,057 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,640
−HK$3,114/mo
▼ 0.25% · 3.875%
HK$59,186
−HK$1,568/mo
Today · 4.125%
HK$60,754
baseline
▲ 0.50% · 4.625%
HK$63,956
+HK$3,202/mo
Deposit HK$7.57M · loan HK$11.36M · min. income ≈ HK$121,508/mo (50% DSR)
Upfront cash ≈ HK$8.28M (deposit + AVD stamp duty HK$710,057 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,447
−HK$3,790/mo
▼ 0.25% · 3.875%
HK$62,327
−HK$1,910/mo
Today · 4.125%
HK$64,237
baseline
▲ 0.50% · 4.625%
HK$68,146
+HK$3,909/mo
Deposit HK$5.68M · loan HK$13.25M · min. income ≈ HK$128,474/mo (50% DSR)
Upfront cash ≈ HK$6.39M (deposit + AVD stamp duty HK$710,057 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,246
−HK$3,634/mo
▼ 0.25% · 3.875%
HK$69,050
−HK$1,830/mo
Today · 4.125%
HK$70,880
baseline
▲ 0.50% · 4.625%
HK$74,616
+HK$3,736/mo
Deposit HK$5.68M · loan HK$13.25M · min. income ≈ HK$141,760/mo (50% DSR)
Upfront cash ≈ HK$6.39M (deposit + AVD stamp duty HK$710,057 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,717
−HK$4,874/mo
▼ 0.25% · 3.875%
HK$80,135
−HK$2,456/mo
Today · 4.125%
HK$82,591
baseline
▲ 0.50% · 4.625%
HK$87,616
+HK$5,025/mo
Deposit HK$1.89M · loan HK$17.04M · min. income ≈ HK$165,182/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$710,057 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,460
−HK$4,671/mo
▼ 0.25% · 3.875%
HK$88,779
−HK$2,352/mo
Today · 4.125%
HK$91,131
baseline
▲ 0.50% · 4.625%
HK$95,934
+HK$4,803/mo
Deposit HK$1.89M · loan HK$17.04M · min. income ≈ HK$182,262/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$710,057 · Scale 2, in force from 26 Feb 2026)