LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,178
−HK$2,708/mo
▼ 0.25% · 3.875%
HK$44,521
−HK$1,365/mo
Today · 4.125%
HK$45,886
baseline
▲ 0.50% · 4.625%
HK$48,678
+HK$2,792/mo
Deposit HK$9.47M · loan HK$9.47M · min. income ≈ HK$91,772/mo (50% DSR)
Upfront cash ≈ HK$10.18M (deposit + AVD stamp duty HK$710,084 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,035
−HK$2,595/mo
▼ 0.25% · 3.875%
HK$49,323
−HK$1,307/mo
Today · 4.125%
HK$50,630
baseline
▲ 0.50% · 4.625%
HK$53,299
+HK$2,669/mo
Deposit HK$9.47M · loan HK$9.47M · min. income ≈ HK$101,260/mo (50% DSR)
Upfront cash ≈ HK$10.18M (deposit + AVD stamp duty HK$710,084 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,814
−HK$3,249/mo
▼ 0.25% · 3.875%
HK$53,425
−HK$1,638/mo
Today · 4.125%
HK$55,063
baseline
▲ 0.50% · 4.625%
HK$58,413
+HK$3,350/mo
Deposit HK$7.57M · loan HK$11.36M · min. income ≈ HK$110,126/mo (50% DSR)
Upfront cash ≈ HK$8.28M (deposit + AVD stamp duty HK$710,084 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,642
−HK$3,114/mo
▼ 0.25% · 3.875%
HK$59,188
−HK$1,568/mo
Today · 4.125%
HK$60,756
baseline
▲ 0.50% · 4.625%
HK$63,959
+HK$3,203/mo
Deposit HK$7.57M · loan HK$11.36M · min. income ≈ HK$121,512/mo (50% DSR)
Upfront cash ≈ HK$8.28M (deposit + AVD stamp duty HK$710,084 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,449
−HK$3,791/mo
▼ 0.25% · 3.875%
HK$62,329
−HK$1,911/mo
Today · 4.125%
HK$64,240
baseline
▲ 0.50% · 4.625%
HK$68,149
+HK$3,909/mo
Deposit HK$5.68M · loan HK$13.25M · min. income ≈ HK$128,480/mo (50% DSR)
Upfront cash ≈ HK$6.39M (deposit + AVD stamp duty HK$710,084 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,249
−HK$3,633/mo
▼ 0.25% · 3.875%
HK$69,053
−HK$1,829/mo
Today · 4.125%
HK$70,882
baseline
▲ 0.50% · 4.625%
HK$74,619
+HK$3,737/mo
Deposit HK$5.68M · loan HK$13.25M · min. income ≈ HK$141,764/mo (50% DSR)
Upfront cash ≈ HK$6.39M (deposit + AVD stamp duty HK$710,084 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,720
−HK$4,874/mo
▼ 0.25% · 3.875%
HK$80,138
−HK$2,456/mo
Today · 4.125%
HK$82,594
baseline
▲ 0.50% · 4.625%
HK$87,620
+HK$5,026/mo
Deposit HK$1.89M · loan HK$17.04M · min. income ≈ HK$165,188/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$710,084 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,463
−HK$4,671/mo
▼ 0.25% · 3.875%
HK$88,782
−HK$2,352/mo
Today · 4.125%
HK$91,134
baseline
▲ 0.50% · 4.625%
HK$95,938
+HK$4,804/mo
Deposit HK$1.89M · loan HK$17.04M · min. income ≈ HK$182,268/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$710,084 · Scale 2, in force from 26 Feb 2026)