LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,183
−HK$2,708/mo
▼ 0.25% · 3.875%
HK$44,527
−HK$1,364/mo
Today · 4.125%
HK$45,891
baseline
▲ 0.50% · 4.625%
HK$48,684
+HK$2,793/mo
Deposit HK$9.47M · loan HK$9.47M · min. income ≈ HK$91,782/mo (50% DSR)
Upfront cash ≈ HK$10.18M (deposit + AVD stamp duty HK$710,173 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,041
−HK$2,596/mo
▼ 0.25% · 3.875%
HK$49,329
−HK$1,308/mo
Today · 4.125%
HK$50,637
baseline
▲ 0.50% · 4.625%
HK$53,306
+HK$2,669/mo
Deposit HK$9.47M · loan HK$9.47M · min. income ≈ HK$101,274/mo (50% DSR)
Upfront cash ≈ HK$10.18M (deposit + AVD stamp duty HK$710,173 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,820
−HK$3,250/mo
▼ 0.25% · 3.875%
HK$53,432
−HK$1,638/mo
Today · 4.125%
HK$55,070
baseline
▲ 0.50% · 4.625%
HK$58,420
+HK$3,350/mo
Deposit HK$7.58M · loan HK$11.36M · min. income ≈ HK$110,140/mo (50% DSR)
Upfront cash ≈ HK$8.29M (deposit + AVD stamp duty HK$710,173 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,649
−HK$3,115/mo
▼ 0.25% · 3.875%
HK$59,195
−HK$1,569/mo
Today · 4.125%
HK$60,764
baseline
▲ 0.50% · 4.625%
HK$63,967
+HK$3,203/mo
Deposit HK$7.58M · loan HK$11.36M · min. income ≈ HK$121,528/mo (50% DSR)
Upfront cash ≈ HK$8.29M (deposit + AVD stamp duty HK$710,173 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,457
−HK$3,791/mo
▼ 0.25% · 3.875%
HK$62,337
−HK$1,911/mo
Today · 4.125%
HK$64,248
baseline
▲ 0.50% · 4.625%
HK$68,157
+HK$3,909/mo
Deposit HK$5.68M · loan HK$13.26M · min. income ≈ HK$128,496/mo (50% DSR)
Upfront cash ≈ HK$6.39M (deposit + AVD stamp duty HK$710,173 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,257
−HK$3,634/mo
▼ 0.25% · 3.875%
HK$69,061
−HK$1,830/mo
Today · 4.125%
HK$70,891
baseline
▲ 0.50% · 4.625%
HK$74,628
+HK$3,737/mo
Deposit HK$5.68M · loan HK$13.26M · min. income ≈ HK$141,782/mo (50% DSR)
Upfront cash ≈ HK$6.39M (deposit + AVD stamp duty HK$710,173 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,730
−HK$4,874/mo
▼ 0.25% · 3.875%
HK$80,148
−HK$2,456/mo
Today · 4.125%
HK$82,604
baseline
▲ 0.50% · 4.625%
HK$87,631
+HK$5,027/mo
Deposit HK$1.89M · loan HK$17.04M · min. income ≈ HK$165,208/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$710,173 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,474
−HK$4,672/mo
▼ 0.25% · 3.875%
HK$88,793
−HK$2,353/mo
Today · 4.125%
HK$91,146
baseline
▲ 0.50% · 4.625%
HK$95,950
+HK$4,804/mo
Deposit HK$1.89M · loan HK$17.04M · min. income ≈ HK$182,292/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$710,173 · Scale 2, in force from 26 Feb 2026)