LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,184
−HK$2,708/mo
▼ 0.25% · 3.875%
HK$44,527
−HK$1,365/mo
Today · 4.125%
HK$45,892
baseline
▲ 0.50% · 4.625%
HK$48,685
+HK$2,793/mo
Deposit HK$9.47M · loan HK$9.47M · min. income ≈ HK$91,784/mo (50% DSR)
Upfront cash ≈ HK$10.18M (deposit + AVD stamp duty HK$710,185 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,042
−HK$2,595/mo
▼ 0.25% · 3.875%
HK$49,330
−HK$1,307/mo
Today · 4.125%
HK$50,637
baseline
▲ 0.50% · 4.625%
HK$53,307
+HK$2,670/mo
Deposit HK$9.47M · loan HK$9.47M · min. income ≈ HK$101,274/mo (50% DSR)
Upfront cash ≈ HK$10.18M (deposit + AVD stamp duty HK$710,185 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,821
−HK$3,250/mo
▼ 0.25% · 3.875%
HK$53,433
−HK$1,638/mo
Today · 4.125%
HK$55,071
baseline
▲ 0.50% · 4.625%
HK$58,421
+HK$3,350/mo
Deposit HK$7.58M · loan HK$11.36M · min. income ≈ HK$110,142/mo (50% DSR)
Upfront cash ≈ HK$8.29M (deposit + AVD stamp duty HK$710,185 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,650
−HK$3,115/mo
▼ 0.25% · 3.875%
HK$59,196
−HK$1,569/mo
Today · 4.125%
HK$60,765
baseline
▲ 0.50% · 4.625%
HK$63,968
+HK$3,203/mo
Deposit HK$7.58M · loan HK$11.36M · min. income ≈ HK$121,530/mo (50% DSR)
Upfront cash ≈ HK$8.29M (deposit + AVD stamp duty HK$710,185 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,458
−HK$3,791/mo
▼ 0.25% · 3.875%
HK$62,338
−HK$1,911/mo
Today · 4.125%
HK$64,249
baseline
▲ 0.50% · 4.625%
HK$68,158
+HK$3,909/mo
Deposit HK$5.68M · loan HK$13.26M · min. income ≈ HK$128,498/mo (50% DSR)
Upfront cash ≈ HK$6.39M (deposit + AVD stamp duty HK$710,185 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,259
−HK$3,633/mo
▼ 0.25% · 3.875%
HK$69,062
−HK$1,830/mo
Today · 4.125%
HK$70,892
baseline
▲ 0.50% · 4.625%
HK$74,629
+HK$3,737/mo
Deposit HK$5.68M · loan HK$13.26M · min. income ≈ HK$141,784/mo (50% DSR)
Upfront cash ≈ HK$6.39M (deposit + AVD stamp duty HK$710,185 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,731
−HK$4,875/mo
▼ 0.25% · 3.875%
HK$80,149
−HK$2,457/mo
Today · 4.125%
HK$82,606
baseline
▲ 0.50% · 4.625%
HK$87,632
+HK$5,026/mo
Deposit HK$1.89M · loan HK$17.04M · min. income ≈ HK$165,212/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$710,185 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,475
−HK$4,672/mo
▼ 0.25% · 3.875%
HK$88,795
−HK$2,352/mo
Today · 4.125%
HK$91,147
baseline
▲ 0.50% · 4.625%
HK$95,952
+HK$4,805/mo
Deposit HK$1.89M · loan HK$17.04M · min. income ≈ HK$182,294/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$710,185 · Scale 2, in force from 26 Feb 2026)