LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,187
−HK$2,708/mo
▼ 0.25% · 3.875%
HK$44,530
−HK$1,365/mo
Today · 4.125%
HK$45,895
baseline
▲ 0.50% · 4.625%
HK$48,688
+HK$2,793/mo
Deposit HK$9.47M · loan HK$9.47M · min. income ≈ HK$91,790/mo (50% DSR)
Upfront cash ≈ HK$10.18M (deposit + AVD stamp duty HK$710,228 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,045
−HK$2,596/mo
▼ 0.25% · 3.875%
HK$49,333
−HK$1,308/mo
Today · 4.125%
HK$50,641
baseline
▲ 0.50% · 4.625%
HK$53,310
+HK$2,669/mo
Deposit HK$9.47M · loan HK$9.47M · min. income ≈ HK$101,282/mo (50% DSR)
Upfront cash ≈ HK$10.18M (deposit + AVD stamp duty HK$710,228 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,824
−HK$3,250/mo
▼ 0.25% · 3.875%
HK$53,436
−HK$1,638/mo
Today · 4.125%
HK$55,074
baseline
▲ 0.50% · 4.625%
HK$58,425
+HK$3,351/mo
Deposit HK$7.58M · loan HK$11.36M · min. income ≈ HK$110,148/mo (50% DSR)
Upfront cash ≈ HK$8.29M (deposit + AVD stamp duty HK$710,228 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,654
−HK$3,115/mo
▼ 0.25% · 3.875%
HK$59,200
−HK$1,569/mo
Today · 4.125%
HK$60,769
baseline
▲ 0.50% · 4.625%
HK$63,972
+HK$3,203/mo
Deposit HK$7.58M · loan HK$11.36M · min. income ≈ HK$121,538/mo (50% DSR)
Upfront cash ≈ HK$8.29M (deposit + AVD stamp duty HK$710,228 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,461
−HK$3,792/mo
▼ 0.25% · 3.875%
HK$62,342
−HK$1,911/mo
Today · 4.125%
HK$64,253
baseline
▲ 0.50% · 4.625%
HK$68,163
+HK$3,910/mo
Deposit HK$5.68M · loan HK$13.26M · min. income ≈ HK$128,506/mo (50% DSR)
Upfront cash ≈ HK$6.39M (deposit + AVD stamp duty HK$710,228 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,263
−HK$3,634/mo
▼ 0.25% · 3.875%
HK$69,067
−HK$1,830/mo
Today · 4.125%
HK$70,897
baseline
▲ 0.50% · 4.625%
HK$74,634
+HK$3,737/mo
Deposit HK$5.68M · loan HK$13.26M · min. income ≈ HK$141,794/mo (50% DSR)
Upfront cash ≈ HK$6.39M (deposit + AVD stamp duty HK$710,228 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,736
−HK$4,875/mo
▼ 0.25% · 3.875%
HK$80,154
−HK$2,457/mo
Today · 4.125%
HK$82,611
baseline
▲ 0.50% · 4.625%
HK$87,638
+HK$5,027/mo
Deposit HK$1.89M · loan HK$17.05M · min. income ≈ HK$165,222/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$710,228 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,481
−HK$4,672/mo
▼ 0.25% · 3.875%
HK$88,800
−HK$2,353/mo
Today · 4.125%
HK$91,153
baseline
▲ 0.50% · 4.625%
HK$95,958
+HK$4,805/mo
Deposit HK$1.89M · loan HK$17.05M · min. income ≈ HK$182,306/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$710,228 · Scale 2, in force from 26 Feb 2026)