LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,189
−HK$2,708/mo
▼ 0.25% · 3.875%
HK$44,532
−HK$1,365/mo
Today · 4.125%
HK$45,897
baseline
▲ 0.50% · 4.625%
HK$48,690
+HK$2,793/mo
Deposit HK$9.47M · loan HK$9.47M · min. income ≈ HK$91,794/mo (50% DSR)
Upfront cash ≈ HK$10.18M (deposit + AVD stamp duty HK$710,266 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,047
−HK$2,596/mo
▼ 0.25% · 3.875%
HK$49,336
−HK$1,307/mo
Today · 4.125%
HK$50,643
baseline
▲ 0.50% · 4.625%
HK$53,313
+HK$2,670/mo
Deposit HK$9.47M · loan HK$9.47M · min. income ≈ HK$101,286/mo (50% DSR)
Upfront cash ≈ HK$10.18M (deposit + AVD stamp duty HK$710,266 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,827
−HK$3,250/mo
▼ 0.25% · 3.875%
HK$53,439
−HK$1,638/mo
Today · 4.125%
HK$55,077
baseline
▲ 0.50% · 4.625%
HK$58,428
+HK$3,351/mo
Deposit HK$7.58M · loan HK$11.36M · min. income ≈ HK$110,154/mo (50% DSR)
Upfront cash ≈ HK$8.29M (deposit + AVD stamp duty HK$710,266 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,657
−HK$3,115/mo
▼ 0.25% · 3.875%
HK$59,203
−HK$1,569/mo
Today · 4.125%
HK$60,772
baseline
▲ 0.50% · 4.625%
HK$63,975
+HK$3,203/mo
Deposit HK$7.58M · loan HK$11.36M · min. income ≈ HK$121,544/mo (50% DSR)
Upfront cash ≈ HK$8.29M (deposit + AVD stamp duty HK$710,266 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,465
−HK$3,791/mo
▼ 0.25% · 3.875%
HK$62,345
−HK$1,911/mo
Today · 4.125%
HK$64,256
baseline
▲ 0.50% · 4.625%
HK$68,166
+HK$3,910/mo
Deposit HK$5.68M · loan HK$13.26M · min. income ≈ HK$128,512/mo (50% DSR)
Upfront cash ≈ HK$6.39M (deposit + AVD stamp duty HK$710,266 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,266
−HK$3,634/mo
▼ 0.25% · 3.875%
HK$69,070
−HK$1,830/mo
Today · 4.125%
HK$70,900
baseline
▲ 0.50% · 4.625%
HK$74,638
+HK$3,738/mo
Deposit HK$5.68M · loan HK$13.26M · min. income ≈ HK$141,800/mo (50% DSR)
Upfront cash ≈ HK$6.39M (deposit + AVD stamp duty HK$710,266 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,740
−HK$4,875/mo
▼ 0.25% · 3.875%
HK$80,158
−HK$2,457/mo
Today · 4.125%
HK$82,615
baseline
▲ 0.50% · 4.625%
HK$87,642
+HK$5,027/mo
Deposit HK$1.89M · loan HK$17.05M · min. income ≈ HK$165,230/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$710,266 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,485
−HK$4,673/mo
▼ 0.25% · 3.875%
HK$88,805
−HK$2,353/mo
Today · 4.125%
HK$91,158
baseline
▲ 0.50% · 4.625%
HK$95,963
+HK$4,805/mo
Deposit HK$1.89M · loan HK$17.05M · min. income ≈ HK$182,316/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$710,266 · Scale 2, in force from 26 Feb 2026)