LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,192
−HK$2,708/mo
▼ 0.25% · 3.875%
HK$44,535
−HK$1,365/mo
Today · 4.125%
HK$45,900
baseline
▲ 0.50% · 4.625%
HK$48,693
+HK$2,793/mo
Deposit HK$9.47M · loan HK$9.47M · min. income ≈ HK$91,800/mo (50% DSR)
Upfront cash ≈ HK$10.18M (deposit + AVD stamp duty HK$710,307 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,050
−HK$2,596/mo
▼ 0.25% · 3.875%
HK$49,339
−HK$1,307/mo
Today · 4.125%
HK$50,646
baseline
▲ 0.50% · 4.625%
HK$53,316
+HK$2,670/mo
Deposit HK$9.47M · loan HK$9.47M · min. income ≈ HK$101,292/mo (50% DSR)
Upfront cash ≈ HK$10.18M (deposit + AVD stamp duty HK$710,307 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,830
−HK$3,250/mo
▼ 0.25% · 3.875%
HK$53,442
−HK$1,638/mo
Today · 4.125%
HK$55,080
baseline
▲ 0.50% · 4.625%
HK$58,431
+HK$3,351/mo
Deposit HK$7.58M · loan HK$11.36M · min. income ≈ HK$110,160/mo (50% DSR)
Upfront cash ≈ HK$8.29M (deposit + AVD stamp duty HK$710,307 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,660
−HK$3,115/mo
▼ 0.25% · 3.875%
HK$59,207
−HK$1,568/mo
Today · 4.125%
HK$60,775
baseline
▲ 0.50% · 4.625%
HK$63,979
+HK$3,204/mo
Deposit HK$7.58M · loan HK$11.36M · min. income ≈ HK$121,550/mo (50% DSR)
Upfront cash ≈ HK$8.29M (deposit + AVD stamp duty HK$710,307 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,468
−HK$3,792/mo
▼ 0.25% · 3.875%
HK$62,349
−HK$1,911/mo
Today · 4.125%
HK$64,260
baseline
▲ 0.50% · 4.625%
HK$68,170
+HK$3,910/mo
Deposit HK$5.68M · loan HK$13.26M · min. income ≈ HK$128,520/mo (50% DSR)
Upfront cash ≈ HK$6.39M (deposit + AVD stamp duty HK$710,307 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,270
−HK$3,635/mo
▼ 0.25% · 3.875%
HK$69,074
−HK$1,831/mo
Today · 4.125%
HK$70,905
baseline
▲ 0.50% · 4.625%
HK$74,642
+HK$3,737/mo
Deposit HK$5.68M · loan HK$13.26M · min. income ≈ HK$141,810/mo (50% DSR)
Upfront cash ≈ HK$6.39M (deposit + AVD stamp duty HK$710,307 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,745
−HK$4,875/mo
▼ 0.25% · 3.875%
HK$80,163
−HK$2,457/mo
Today · 4.125%
HK$82,620
baseline
▲ 0.50% · 4.625%
HK$87,647
+HK$5,027/mo
Deposit HK$1.89M · loan HK$17.05M · min. income ≈ HK$165,240/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$710,307 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,490
−HK$4,673/mo
▼ 0.25% · 3.875%
HK$88,810
−HK$2,353/mo
Today · 4.125%
HK$91,163
baseline
▲ 0.50% · 4.625%
HK$95,968
+HK$4,805/mo
Deposit HK$1.89M · loan HK$17.05M · min. income ≈ HK$182,326/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$710,307 · Scale 2, in force from 26 Feb 2026)